198 Harp Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 198 Harp Dr, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2008
Square Footage	3,734 sqft Living Area
Lot Size	11,277 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$485,000 (2007)
Tax Bill	$7,286.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`261-540-440-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,734 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Architectural Style	Other Style
Construction Type	Wood Construction
Lot Area	11,277 sqft (0.258 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	198 HARP DR
City	RIPON
State	CA
Zip	95366-9334
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	02-FM PT OF 261-030-03 PER CHESAPEAKE 1
Legal Subdivision	CHESAPEAKE I
Legal Lot Number	91
Jurisdiction	SAN JOAQUIN CA
Minor Civil Division	RIPON
Census Blockgroup	4
Census Block	4036
Census Tract	5003

Owner

Source: San Joaquin County records · APN 261-540-440-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 HARP DR, RIPON, CA 95366-9334
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2007 · Amount on Record
Deed Sale	Oct 26, 2007 · Amount on Record
Prior Sale	Jan 30, 2004
Deed Doc Number	2007-184457
Record Refreshed	Jun 07, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	198 HARP DR, RIPON, CA 95366-9334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MEMBERS TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028335
Date	Mar 10, 2017
Instrument	2017-028335

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 07, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,286.00 (+3.79%)	$671,261 (+4.04%) Land $254,812 Building $416,449
2023	$7,020.00 (+1.62%)	$645,197 Land $244,918 Building $400,279
2022	$6,908.00

Flood & Wildfire

198 Harp Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.