198 Harmony St, Commerce, GA 30529 Property Records

Jackson County property record for 198 Harmony St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1963
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$964 (2025)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C02 134`

Property Details

APN / Parcel Number

Primary APN	`C02 134`
Alternative APN	`8280`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	191 ft deep x 80 ft wide
Porch	Slab
Porch Area	76 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8280
Street Address	198 HARMONY ST
City	COMMERCE
State	GA
Zip	30529-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 HARDMAN JONES SD PB 3/289 & PB 43/009
Legal Subdivision	HARDMAN JONES SD
Legal Lot Number	3
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4071
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 MADISON ST, COMMERCE, GA 30529-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	198 HARMONY ST, COMMERCE, GA 30529-2905
Document Number	00078N0380
Book / Page	00078N / 000380
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 MADISON ST COMMERCE GA 305293324, COMMERCE, GA 30529-3324

Mortgage

Document Number	00078N0380
Date	Oct 4, 2017
Book Page	00078N/000380

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 3, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,400 (-) Land $14,040 Building $24,360	$96,000 (-) Land $35,100 Building $60,900
2025	$964.00 (+13.81%) Homeowner's exemption	$38,400 (+22.45%) Land $14,040 Building $24,360	$96,000 (+22.45%) Land $35,100 Building $60,900
2024	$847.00 (+162.23%) Homeowner's exemption	$31,360 (+10.58%) Land $7,000 Building $24,360	$78,400 (+10.58%) Land $17,500 Building $60,900
2023	$323.00 (-52.5%) Homeowner's exemption	$28,360 (+30.81%) Land $7,000 Building $21,360	$70,900 (+30.81%) Land $17,500 Building $53,400
2022	$680.00 Homeowner's exemption	$21,680 Land $5,240 Building $16,440	$54,200 Land $13,100 Building $41,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TruVista Communications, Xfinity.

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