198 Gulfview Rd, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 198 Gulfview Rd, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,228 sqft · built 2024
Lot Size0.245 acres (10,665 sqft)
Owner2 Individual Names on File
Last Sale$975,000 (Jun 2026)
Tax Bill$16,099 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone AE (high risk)
APN412211401024

Property Details

APN / Parcel Number

Primary APN412211401024
Alternative APNs
  • 00927680000009
  • 10004690551

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,228 sqft Living Area
Gross Area3,009 sqft
1st Floor Area2,228 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialTile
Lot Area10,665 sqft (0.245 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area1,408 sqft
Pool Area275 sqft
PorchRaised Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00927680000009
Street Address198 GULFVIEW RD
CityPUNTA GORDA
StateFL
Zip33950-5121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC4 BLK3 LT 1 271/65 378/133 908/1213 971/1012 1360/2062 NT1565/1809 AFF1568/1809 1568/1811 AFF1727/1252 2682/398 CT3417/1110 3438/1515 4965/57
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block3
Legal Lot Number1
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

198 Gulfview Rd is owned by two individuals who bought it in June 2026.

Source: Charlotte County records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1765 E 22 MILE RD, KENT CITY, MI 49330-9450
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
CHOICEONE BANK
Apr 14, 2022Warranty Deed, Transfer
BURNT STORE TITLE LLC, BURNT STORE T&E LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2026 · Amount on File
Deed SaleJun 23, 2026 · Amount on File
Prior SaleApr 14, 2022 · Amount on File
Deed Document Number20263657357
Prior Transfer DateAug 24, 1994
Prior Transfer Doc1360002062
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 23, 2026
Property Address198 GULFVIEW RD, PUNTA GORDA, FL 33950-5121
Document Number0003657357
Instrument DateJun 22, 2026
Instrument20263657357
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$689,325.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1765 E 22 MILE RD, KENT CITY, MI 49330-9450

Mortgage

Document Number0003657358,
DateJun 23, 2026
Instrument20263657358
Lender
NameCHOICEONE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 14, 2022
Property Address198 GULFVIEW RD, PUNTA GORDA, FL 33950-5121
Document Number0049650057
Book / Page4965 / 57
Map ReferenceMB 5 PG 45A-45B
Instrument DateApr 14, 2022
Instrument3087903
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyBURNT STORE TITLE LLC, BURNT STORE T&E LLC

Transaction

AmountAmount on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address707 W RETTA ESPLANADE, 707, PUNTA GORDA, FL 33950-5411

Transferred To (Grantee/Buyer)

NameVerified Name
Address7403 INVERWAY DR, VILLAGE OF LAKEWOOD, IL 60014-6613

Tax Assessment & Valuation

The 2025 property tax bill for 198 Gulfview Rd was $16,099.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,099.00$1,005,643 Land $372,300 Building $633,343$1,005,643 Land $372,300 Building $633,343
2023$7,717.00 (+34.19%)$372,300 (+2%)$438,000 (+41.18%) Land $438,000
2022$5,751.00$310,250 Land $310,250$310,250 Land $310,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 198 Gulfview Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 436 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,147 units insured
incl. 711 condo units
Nearby Flood Claims242 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 140 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 198 Gulfview Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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