198 Grandview Dr, Oakland, MD 21550 Property Records

Garrett County property record for 198 Grandview Dr, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jan 2026)
Tax Bill	$9,638 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-062844`

Property Details

APN / Parcel Number

Primary APN	`18-062844`
Alternative APN	`062844`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,624 sqft Total Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	464 sqft
Balcony	Balcony
Balcony Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	062844
Street Address	198 GRANDVIEW DR
City	OAKLAND
State	MD
Zip	21550-7258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87120 SQ FT LOT 78 SECT 14 MOUNTAINSIDE SUB DIV
Legal Subdivision	MOUNTAINSIDE SUB
Legal Lot Number	78
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

198 Grandview Dr is owned and occupied by an individual who bought it in January 2026.

Source: Garrett County records, as of February 10, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	198 GRANDVIEW DR, OAKLAND, MD 21550-7258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2018	Grant Deed, Transfer VICTORY SETTLEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	0002663199
Deed Book / Page	2663 / 199
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 23, 2026
Property Address	198 GRANDVIEW DR, OAKLAND, MD 21550-7258
Document Number	0026630199
Book / Page	2663 / 199
Map Reference	MB 4 FO 6
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 GRANDVIEW DR, OAKLAND, MD 21550-7258

Mortgage

Document Number	0002663203
Date	Jan 23, 2026
Instrument	2663/203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 8, 2018
Property Address	198 GRANDVIEW DR, OAKLAND, MD 21550-7258
Document Number	0020760481
Book / Page	002076 / 000481
Instrument Date	May 7, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	VICTORY SETTLEMENT LLC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 GRANDVIEW DR OAKLAND MD 215507258, OAKLAND, MD 21550-7258

Tax Assessment & Valuation

The 2025 property tax bill for 198 Grandview Dr was $9,638.

Source: Garrett County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,638.00	$751,800 Land $104,000 Building $647,800	$751,800 Land $104,000 Building $647,800
2023	$7,720.00	$577,000	$751,800 Land $104,000 Building $647,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Grandview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Grandview Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: Pogozone powered by Neubeam.

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