198 Garza Ln, Martindale, TX 78655 Property Records

Guadalupe County property record for 198 Garza Ln, Martindale, TX 78655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,216 sqft · built 2021
Lot Size	1.15 acres (50,312 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2G0021000003140000`

Property Details

APN / Parcel Number

Primary APN	`2G0021000003140000`
Alternative APNs	`000000126861` `000000271442` `126861`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	2,216 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	50,312 sqft
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	198 GARZA LN
City	MARTINDALE
State	TX
Zip	78655-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS: 21 SUR: B & G FULCHER TRACT 4 1.155 AC.
Legal Subdivision	FULCHER B & G
Legal Tract	4
Legal Block	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	NORTHEAST GUADALUPE
Census Block Group	1
Census Block	1009
Census Tract	210505

Owner

198 Garza Ln is owned and occupied by two individuals who acquired it in November 2006.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 GARZA LN, MARTINDALE, TX 78655-2543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 15, 2006
Transfer Doc	0000024132
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Apr 25, 2022
Property Address	198 GARZA LN, MARTINDALE, TX 78655-2543
Document Number	0099013127
Instrument Date	Apr 22, 2022
Instrument	202299013127
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 GARZA LN, MARTINDALE, TX 78655-2543

Mortgage

Document Number	0099013128
Date	Apr 25, 2022
Instrument	202299013128

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 198 Garza Ln was $2,732 with a homeowner's exemption.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,000 (-1.61%) Land $34,747 Building $270,253	$305,000 (-1.61%) Land $34,747 Building $270,253
2025	$2,732.00 Homeowner's exemption	$310,000 Land $100,379 Building $209,621	$310,000 Land $100,379 Building $209,621
2023	$2,842.00 (+8.68%) Homeowner's exemption	$293,000 Land $50,145 Building $242,855	$293,000 Land $50,145 Building $242,855
2022	$2,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Garza Ln in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	40 (1998–2015)
Claims Outside the SFHA	17 of 40
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 17 claims Flooding 10/18/98, Oct 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Garza Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL CLEAR SUD serves 20,766 people · EPA ID TX0940015
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019 Total trihalomethanes resolved · Jul 2019 Failure to filter resolved · Apr 2012
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20