198 Franklin St, Napa, CA 94559 Property Records

Napa County property record for 198 Franklin St, Napa, CA 94559

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,499 sqft · built 1895
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$1,550,000 (Nov 2021)
Tax Bill	$20,106 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-081-001-000`

Property Details

APN / Parcel Number

Primary APN	`005-081-001-000`
Alternative APNs	`005-081-001` `00508101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,499 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Duplex Single
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	005-081-001
Street Address	198 FRANKLIN ST
City	NAPA
State	CA
Zip	94559-3919
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	NAPA ABAJ0 BLOCK 23
Legal Subdivision	NAPA ABAJO SUB
Legal Block	23
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2007
Census Tract	200203

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 FRANKLIN ST, NAPA, CA 94559-3919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	202134136
Prior Transfer Date	Jul 21, 2000
Prior Transfer Doc	0000018513
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 3, 2021
Property Address	198 FRANKLIN ST, NAPA, CA 94559-3919
Document Number	0000034136
Instrument Date	Oct 29, 2021
Instrument	2021-0034136
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 FRANKLIN ST, NAPA, CA 94559-3919

Mortgage

Document Number	0000034137
Date	Nov 3, 2021
Instrument	2021-0034137

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,106.00 (+2.1%)	$1,677,767 (+2%) Land $514,154 Building $1,163,613	$1,677,767 Land $514,154 Building $1,163,613
2025	$19,692.00 (+5.24%)	$1,644,871 (+4.04%) Land $504,073 Building $1,140,798
2023	$18,711.00 (+1.4%)	$1,581,000 Land $484,500 Building $1,096,500
2022	$18,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	51 (1986–2015)
Claims Outside the SFHA	1 of 51
Most Recent Claim	May 2015 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 25 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 10 claims Severe Storms & Flooding, Feb 1986 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20