Cook County property record for 198 Forest St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,126 sqft · built 1925 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,280,000 (Jul 2018) |
| Tax Bill | $25,714 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-300-048 |
| Primary APN | 05-21-300-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,126 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,200 sqft (0.303 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 198 FOREST ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C (GARLANDS) ADD TO (WINNETKA) SUB IN SEC 21-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | GARLANDS ADD TO WINNETKA |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 800500 |
198 Forest St is owned and occupied by an individual who bought it in July 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 FOREST ST, WINNETKA, IL 60093-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit CIBC BANK USA |
| Sep 26, 2019 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 10, 2018 | Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on File |
| Deed Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 201849292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 198 FOREST ST, WINNETKA, IL 60093-3816 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0033714131 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2533714131 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | 60485 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 198 FOREST ST, WINNETKA, IL 60093-3816 |
| Document Number | 1929117079 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | PLYMOUTH TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 198 FOREST ST WINNETKA IL 600933816, WINNETKA, IL 60093-3816 |
| Document Number | 1929117079 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 29117079 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 10, 2018 |
| Property Address | 198 FOREST ST, WINNETKA, IL 60093-3816 |
| Document Number | 1819149292 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 19149292 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 198 FOREST ST WINNETKA IL 600933816, WINNETKA, IL 60093-3816 |
| Document Number | 1819149293 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 19149293 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,000 Land $36,960 Building $120,040 | $1,570,000 Land $369,600 Building $1,200,400 | |
| 2023 | $25,714.00 (+6.33%) | ||
| 2022 | $24,184.00 Homeowner's exemption | $114,231 Land $36,300 Building $77,931 | $1,142,310 Land $363,000 Building $779,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 Forest St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2011–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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