198 Fletcher Rd, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 198 Fletcher Rd, Old Forge, NY 13420

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,166 sqft · built 2006
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Apr 2021)
Tax Bill	$11,437 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2021 Sale
APN	`215400 042.46-2-2`

Property Details

APN / Parcel Number

Primary APN	`215400 042.46-2-2`
Alternative APN	`540004204600020020000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,166 sqft Living Area
1st Floor Area	1,994 sqft
2nd Floor Area	1,172 sqft
Basement Area	1,994 sqft
Finished Basement	1,994 sqft
Unfinished Basement	1,994 sqft
Overhead Door	Overhead Door
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	104,544 sqft (2.4 acres)
Lot Dimensions	227 ft deep x 460 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	198 FLETCHER RD
City	OLD FORGE
State	NY
Zip	13420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOWER TWIN PONDS DEVELOPM TWP 7 JBTR SUB DIV LOT 2 VACANT
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	3
Census Block	3043
Census Tract	11502

Owner

198 Fletcher Rd is owned by two individuals who bought it in April 2021.

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8072 PINEBROOK LN, ROME, NY 13440-1719
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
Apr 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Nov 1, 2011 · Amount on File
Deed Document Number	20211722
Prior Transfer Date	Jul 30, 2007
Prior Transfer Doc	0000001235/000000096
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	198 FLETCHER RD, OLD FORGE, NY 13420
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20215701
Date	Oct 12, 2021
Instrument	2021-5701

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Apr 1, 2021
Property Address	198 FLETCHER RD, OLD FORGE, NY 13420
Document Number	0020211722
Instrument Date	Mar 25, 2021
Instrument	2021-1722
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8072 PINEBROOK LN, ROME, NY 13440-1719

Tax Assessment & Valuation

The 2026 property tax bill for 198 Fletcher Rd was $11,437, up 1% from the year before.

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,437.00 (+1.01%)
2025	$11,323.00	$879,100 Land $225,300 Building $653,800	$1,542,281 Land $395,263 Building $1,147,018
2023		$879,100 Land $225,300 Building $653,800	$1,226,081 Land $314,226 Building $911,855
2020	$10,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 198 Fletcher Rd; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Fletcher Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: IHM Eagle, Verizon.

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