198 Falls Ln, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 198 Falls Ln, Shepherdsville, KY 40165

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 2003
Lot Size	4.86 acres (211,668 sqft)
Owner	2 Individual Names on File
Last Sale	$151,628 (Jul 2026)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`029-000-00-021`

Property Details

APN / Parcel Number

Primary APN	`029-000-00-021`
Alternative APNs	`431360001` `419629`

Interior

Stories	1 Story
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,668 sqft (4.86 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	488 sqft

Location & Zoning

Account Number	419629
Street Address	198 FALLS LN
City	SHEPHERDSVILLE
State	KY
Zip	40165-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 TR FALLS LN
Jurisdiction	BULLITT KY
Township / Civil Division	LEBANON JUNCTION
Census Block Group	1
Census Block	1000
Census Tract	21200

Owner

198 Falls Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Bullitt County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 FALLS LN, SHEPHERDSVILLE, KY 40165-9250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 14, 2026	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Deed Document Number	20261941593
Deed Book / Page	1163 / 888
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Recording Date	Aug 21, 2026
Property Address	198 FALLS LN, SHEPHERDSVILLE, KY 40165-9250
Document Number	0001949283
Book / Page	2323 / 735
Instrument Date	Aug 20, 2026
Instrument	20261949283
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 FALLS LN, SHEPHERDSVILLE, KY 40165-9250

Mortgage

Document Number	0001949283,
Date	Aug 21, 2026
Book Page	2323/735
Instrument	20261949283

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BULLITT KY
Recording Date	Jul 14, 2026
Property Address	198 FALLS LN, SHEPHERDSVILLE, KY 40165-9250
Document Number	0001941593
Book / Page	1163 / 888
Instrument Date	Jul 9, 2026
Instrument	20261941593
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,314.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 FALLS LN, SHEPHERDSVILLE, KY 40165-9250

Mortgage

Document Number	0001941596,
Date	Jul 14, 2026
Instrument	20261941596

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 198 Falls Ln was $2,329.

Source: Bullitt County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00	$201,500 Building $201,500	$201,500 Building $201,500
2023	$2,033.00	$175,256 Building $175,256	$175,256 Building $175,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Falls Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	29 (1997–2026)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 5 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Falls Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Falls Ln

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