Jefferson County property record for 198 Ellery St, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,905 sqft · built 2024 |
| Lot Size | 0.124 acres (5,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Jun 2026) |
| Tax Bill | $4,009 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-9B-0078.0000 |
| Primary APN | 08-9B-0078.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,905 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 633 sqft |
| Finished Basement | 633 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Lot Area | 5,354 sqft (0.124 acres) |
| Lot Dimensions | 98 ft deep x 55 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 198 ELLERY ST |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #78 HUNTWELL WEST VILLAGE |
| Legal Subdivision | HUNTWELL WEST VILLAGE 1 PHASE 1 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 972402 |
198 Ellery St is owned and occupied by an individual who bought it in June 2026.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 ELLERY ST, RANSON, WV 25438-5574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Mar 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage RMC HOME MORTGAGE LLC |
| Aug 20, 2024 | Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Aug 20, 2024 · Amount on File |
| Deed Document Number | 20268892 |
| Deed Book / Page | 1376 / 528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 15, 2026 |
| Property Address | 198 ELLERY ST, RANSON, WV 25438-5574 |
| Document Number | 0000008892 |
| Book / Page | 1376 / 528 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20268892 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306,636.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 ELLERY ST, RANSON, WV 25438-5574 |
| Document Number | 0000008893, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2688/26 |
| Instrument | 20268893 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 198 ELLERY ST, RANSON, WV 25438-5574 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10633 SAPONI DR, NEW MARKET, MD 21774-6876 |
| Document Number | 002600/601 |
|---|---|
| Date | Mar 13, 2025 |
| Book Page | 2600/601 |
| Instrument | 202500002989 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LONGWOOD, FL 32779 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Aug 20, 2024 |
| Property Address | 198 ELLERY ST, RANSON, WV 25438-5574 |
| Document Number | 001328/656 |
| Book / Page | 1328 / 656 |
| Map Reference | MB26SL498K,498H&498E |
| Instrument Date | Aug 8, 2024 |
| Instrument | 202400009724 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 14, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,499.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 ELLERY ST, RANSON, WV 25438-5574 |
| Document Number | 202400009725 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | 202400009725 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2026 property tax bill for 198 Ellery St was $4,009, up 24.7% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,009.00 (+24.66%) | $291,800 (+26.98%) Land $71,500 Building $220,300 | $486,333 (+26.98%) Land $119,167 Building $367,167 |
| 2025 | $3,216.00 | $229,800 Land $53,600 Building $176,200 | $383,000 Land $89,300 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 Ellery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Ellery St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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