198 East St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 198 East St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 5,224 sqft · built 1993
Lot Size	3.74 acres (162,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Jul 2024)
Tax Bill	$13,077 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:022 B:L:049-01`

Property Details

APN / Parcel Number

Primary APN	`M:022 B:L:049-01`
Alternative APNs	`UPTO M:022 L:049.01` `1585`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,224 sqft Living Area
Gross Area	9,338 sqft
1st Floor Area	2,809 sqft
Basement Area	2,809 sqft
Unfinished Basement	2,809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	162,914 sqft (3.74 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	198 EAST ST
City	UPTON
State	MA
Zip	01568-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Subdivision	THOMAS F & MARGARET M BRODERIC
Legal Lot Number	49.01
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1034
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 EAST ST, UPTON, MA 01568-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	May 27, 2015 · Amount on Record
Deed Book / Page	70769 / 349
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	198 EAST ST, UPTON, MA 01568-1212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065795-288
Date	Aug 9, 2021
Book Page	65795/288
Instrument	111221

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	198 EAST ST, UPTON, MA 01568-1212
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65795-288
Date	Aug 9, 2021
Book Page	65795/288
Instrument	111221

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	198 EAST ST, UPTON, MA 01568-1212
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58064-364
Date	Nov 20, 2017
Book Page	58064/364
Instrument	129716

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,077.00 (+40.36%)	$999,800 (+41.12%) Land $318,800 Building $681,000	$954,318 (+4.73%)
2025	$9,317.00 (+0.06%)	$708,500 (+4.1%) Land $318,800 Building $389,700	$911,240
2024	$9,311.00 (+9.3%)	$680,600 (+10.81%) Land $310,800 Building $369,800
2023	$8,519.00	$614,200 Land $237,200 Building $377,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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