Flathead County property record for 198 Eagle Ridge Ln, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,108 sqft · built 2018 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Company Name on Record |
| Last Sale | $276,300 (Jun 2019) |
| Tax Bill | $4,842 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage May 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0746955 |
| Primary APN | R0746955 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Basement Area | 1,708 sqft |
| Finished Basement | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Deck Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000008222 |
|---|---|
| Street Address | 198 EAGLE RIDGE LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-9016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE RIDGE ESTATES, S14, T28 N, R22 W, LOT 5, ACRES 1.05, ASSR #00000082222 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 14 |
| Legal Subdivision | EAGLE RIDGE ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 802 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 198 EAGLE RIDGE LN, KALISPELL, MT 59901-9016 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA |
| May 12, 2017 | Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | May 2, 2016 |
| Deed Document Number | 201912424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 198 EAGLE RIDGE LN, KALISPELL, MT 59901-9016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201800006926 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 201800006926 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 198 EAGLE RIDGE LN, KALISPELL, MT 59901-9016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700009635 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 201700009635 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 21, 2019 |
| Property Address | 198 EAGLE RIDGE LN, KALISPELL, MT 59901-9016 |
| Document Number | 201900012424 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 201900012424 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 198 EAGLE RIDGE LN, KALISPELL, MT 59901-9016 |
| Investor | Possibly a Property Investor |
| Document Number | 201900012425 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 201900012425 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2034 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,842.00 (-32.41%) | $1,082,200 (+27.05%) | |
| 2025 | $1,082,200 (+27.05%) Land $190,425 Building $891,775 | ||
| 2023 | $7,164.00 | $851,800 | $851,800 Land $90,830 Building $760,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLE RIDGE ESTATES CO W AND S DIST serves 115 people · EPA ID MT0004475 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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