198 E Monroe St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 198 E Monroe St, Cannon Beach, OR 97110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 432 sqft · built 1948
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Aug 2023)
Tax Bill	$3,793 (2025)
Deeds & Mortgages	Aug 2023 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51029BC01103`

Property Details

APN / Parcel Number

Primary APN	`51029BC01103`
Alternative APN	`5511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	432 sqft Living Area
1st Floor Area	432 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Porch	Porch
Porch Area	20 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5511
Street Address	198 E MONROE ST
City	CANNON BEACH
State	OR
Zip	97110-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05
Legal Section	29
Legal Subdivision	ELK CRK PARK TR A FIRST ADD
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3070
Census Tract	951100

Owner

Source: Clatsop County assessment roll, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16307 SW VAQUEROS WAY, POWELL BUTTE, OR 97753-0410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC TITLE COMPANY
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	20234032
Prior Transfer Date	Jan 7, 2013
Prior Transfer Doc	0000000497
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Aug 2, 2023
Property Address	198 E MONROE ST, CANNON BEACH, OR 97110-3120
Document Number	0000004032
Instrument Date	Jul 27, 2023
Instrument	202304032
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20630 HARPER RD, BEND, OR 97703-9002

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Dec 3, 2021
Property Address	198 E MONROE ST, CANNON BEACH, OR 97110-3120
Document Number	0000011962
Instrument Date	Dec 1, 2021
Instrument	202111962
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1826 S LANE ST, SEATTLE, WA 98144-2908

Mortgage

Document Number	0000011963
Date	Dec 3, 2021
Instrument	202111963

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Cannon Beach City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00 (+25.72%)	$305,689 (+19%)	$755,752 (+16.14%) Land $394,331 Building $361,421
2023	$3,017.00 (+2.65%)	$256,888 (+3%)	$650,732 (+7.88%) Land $379,164 Building $271,568
2022	$2,939.00	$249,407	$603,193 Land $329,708 Building $273,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	174 units insured incl. 33 condo units
Nearby Flood Claims	17 (1981–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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