Ontario County and Victor Town property record for 198 E Main St, Victor, NY 14564
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,568 sqft · built 1880 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,500 (Dec 2022) |
| Tax Bill | $5,179 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Sale & Mortgage |
| APN | 324801 28.06-1-30.000 |
| Primary APN | 324801 28.06-1-30.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Total Area |
| 1st Floor Area | 1,612 sqft |
| 2nd Floor Area | 956 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 167 ft deep x 60 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 416 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 198 E MAIN ST |
|---|---|
| City | VICTOR |
| State | NY |
| Zip | 14564-1304 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1 |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | VICTOR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50105 |
Source: Ontario County and Victor Town records · APN 324801 28.06-1-30.000
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 E MAIN ST, VICTOR, NY 14564-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FAMILY FIRST OF NY FCU |
| Dec 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAMILY FIRST OF NY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2002 · Amount on Record |
| Deed Document Number | 202210 |
| Deed Book / Page | 1510 / 82 |
| Prior Transfer Date | Jan 26, 2009 |
| Prior Transfer Doc | 0000001224/000000000 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 198 E MAIN ST, VICTOR, NY 14564-1304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 003196/891 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 3196/891 |
| Instrument | 202212140013 |
| Name | FAMILY FIRST OF NY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Dec 14, 2022 |
| Property Address | 198 E MAIN ST, VICTOR, NY 14564-1304 |
| Document Number | 0001510/82 |
| Book / Page | 1510 / 82 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 202212140010 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202212140011 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 202212140011 |
| Name | FAMILY FIRST OF NY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 003196/880 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 3196/880 |
| Instrument | 202212140012 |
| Name | FAMILY FIRST OF NY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Ontario County and Victor Town records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Victor Town |
| Municipality | Victor Village |
| Unified School District | Victor Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,179.00 | $149,000 (-) Land $30,000 Building $119,000 | $222,400 (+17.92%) Land $44,779 Building $177,621 |
| 2023 | $149,000 Land $30,000 Building $119,000 | $188,600 Land $37,973 Building $150,627 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA - GENEVA serves 8,532 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 13 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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