198 E Katie Ave, Ludlow, IL 60949 Property Records

Champaign County property record for 198 E Katie Ave, Ludlow, IL 60949

Property Summary

Property Type	Single Family Home
Lot Size	0.233 acres (10,161 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (May 2026)
Tax Bill	$2,365 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-03-12-203-016`

Property Details

APN / Parcel Number

Primary APN	`14-03-12-203-016`

Exterior

Lot Area	10,161 sqft (0.233 acres)

Location & Zoning

Street Address	198 E KATIE AVE
City	LUDLOW
State	IL
Zip	60949-6067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 ZEHR REPLAT
Legal Range	09E
Legal Township	22N
Legal Section	12
Legal Subdivision	ZEHR REPLAT
Legal Lot Number	26
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1049
Census Tract	10400

Owner

Source: Champaign County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 E KATIE AVE, LUDLOW, IL 60949-6067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Oct 15, 2019	Warranty Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	20266561
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 5, 2026
Property Address	198 E KATIE AVE, LUDLOW, IL 60949-6067
Document Number	0000006561
Instrument Date	May 1, 2026
Instrument	2026.6561
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,998.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 E KATIE AVE, LUDLOW, IL 60949-6067

Mortgage

Document Number	0000006562,
Date	May 5, 2026
Instrument	2026.6562

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 15, 2019
Property Address	198 E KATIE AVE, LUDLOW, IL 60949-6067
Document Number	0000017094
Instrument Date	Oct 3, 2019
Instrument	17094
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Tax	$106.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 S CHURCH ST LUDLOW IL 609496039, LUDLOW, IL 60949-6039

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ludlow Township
Municipality	Ludlow Village
Elementary School District	Ludlow Community Consolidated School District 142 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,840 (+37.85%) Land $3,260 Building $32,580	$107,520 (+37.85%) Land $9,780 Building $97,740
2024	$2,365.00 (+11.82%)
2022	$2,115.00	$26,000 Land $2,370 Building $23,630	$78,000 Land $7,110 Building $70,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDLOW serves 330 people · EPA ID IL0190400
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	4 ppb (2026–2028) action level 15 ppb
Copper	1.8 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Fidium Fiber, Verizon.

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