198 Durango Dr, Gilberts, IL 60136 Property Records

Kane County property record for 198 Durango Dr, Gilberts, IL 60136

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,623 sqft · built 2004
Owner2 Individual Names on Record
Last Sale$210,000 (Oct 2021)
Tax Bill$5,199 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-25-327-011

Property Details

APN / Parcel Number

Primary APN02-25-327-011

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,623 sqft Living Area
Gross Area2,031 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address198 DURANGO DR
CityGILBERTS
StateIL
Zip60136-4084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER TRAILS UNIT 7 CONDOMINIUM UNIT 659-1
Legal SubdivisionTIMBER TRAILS
Legal Block1
Legal Lot Number659-1
Legal Unit659-1
JurisdictionKANE IL
Township / Civil DivisionRUTLAND
Census Block Group2
Census Block2001
Census Tract850708

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address198 DURANGO DR, GILBERTS, IL 60136-4084
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleSep 13, 2004 · Amount on Record
Deed Document Number202180572
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 25, 2021
Property Address198 DURANGO DR, GILBERTS, IL 60136-4084
Document Number0000080572
Map ReferenceDOC 2003K147659
Instrument DateSep 8, 2021
Instrument2021K080572
Transaction TypeTransfer
Record UpdatedNov 1, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address198 DURANGO DR, GILBERTS, IL 60136-4084

Mortgage

Document Number0000080573
DateOct 25, 2021
Instrument2021K080573
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionRutland Township
MunicipalityGilberts Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,199.00 (-6.49%) Homeowner's exemption$76,362 (+8.43%) Land $17,386 Building $58,976$229,178 (+8.43%) Land $52,179 Building $176,999
2024$70,425 (+0.53%) Land $16,034 Building $54,391$211,360 (+0.57%) Land $48,121 Building $163,238
2022$5,560.00 (+23.36%) Homeowner's exemption$70,057 (+18.05%) Land $13,369 Building $56,688$210,171 (+18.05%) Land $40,107 Building $170,064
2021$4,507.00 Homeowner's exemption$59,344 Land $12,574 Building $46,770$178,032 Land $37,722 Building $140,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERTS
serves 8,366 people · EPA ID IL0890400
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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