198 Duchess Ln, Winlock, WA 98596 Property Records

Lewis County property record for 198 Duchess Ln, Winlock, WA 98596

Property Summary

Property Type	Single Family Home
Details	built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,900 (Nov 2020)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 1 more
APN	`012278-002-002`

Property Details

APN / Parcel Number

Primary APN	`012278-002-002`
Alternative APN	`2217690`

Exterior

Year Built	Built 2021
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	2217690
Street Address	198 DUCHESS LN
City	WINLOCK
State	WA
Zip	98596-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 16 TOWNSHIP 11N RANGE 02W PTN NW4 LT 2 SS 19-00016 AFN 3512142
Legal Range	02W
Legal Township	11N
Legal Section	16
Legal Subdivision	LARGE LT SUB
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	TOLEDO-VADER
Census Block Group	3
Census Block	3016
Census Tract	971600

Owner

Source: Lewis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1008, CHEHALIS, WA 98532-0130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 20, 2020	Warranty Deed, Transfer ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20203537492
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Recording Date	Jul 27, 2026
Property Address	198 DUCHESS LN, WINLOCK, WA 98596-5002
Document Number	0003641671
Instrument Date	Jul 22, 2026
Instrument	20263641671
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 DUCHESS LN, WINLOCK, WA 98596-5002

Mortgage

Document Number	0003641671,
Date	Jul 27, 2026
Instrument	20263641671

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	198 DUCHESS LN, WINLOCK, WA 98596-5002
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003575190
Date	Apr 20, 2022
Instrument	3575190

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Nov 20, 2020
Property Address	198 DUCHESS LN, WINLOCK, WA 98596-5002
Document Number	0003537492
Map Reference	AF 3512142
Instrument Date	Oct 21, 2020
Instrument	3537492
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,003.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1008, CHEHALIS, WA 98532-0130

Mortgage

Document Number	0003537493
Date	Nov 20, 2020
Instrument	3537493

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	TACOMA, WA 98466

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Winlock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+0.23%)	$480,100 (-) Land $114,800 Building $365,300	$480,100 (-) Land $114,800 Building $365,300
2024	$3,546.00 (+4.23%)	$480,100 (+4.96%) Land $114,800 Building $365,300	$480,100 (+4.96%) Land $114,800 Building $365,300
2023	$3,402.00
2022		$457,400 Land $83,600 Building $373,800	$457,400 Land $83,600 Building $373,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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