198 Davis Mountain Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 198 Davis Mountain Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1988
Lot Size	4.15 acres (180,774 sqft)
Owner	Individual Name on Record
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009D 026`

Property Details

APN / Parcel Number

Primary APN	`009D 026`
Alternative APN	`545060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	1,680 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Tin
Lot Area	180,774 sqft (4.15 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	210 sqft
Patio Area	306 sqft
Canopy	556 sqft
Utility Building	336 sqft
Pole Barn	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	545060
Street Address	198 DAVIS MOUNTAIN RD
City	TOCCOA
State	GA
Zip	30577-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	DAVIS MOUNTAIN RD
Legal Subdivision	0100 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2005
Census Tract	970401

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHEAST GEORGIA BANK
Aug 21, 2023	Warranty Deed, Transfer
Aug 14, 2023	Warranty Deed, Transfer
Jan 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023
Deed Sale	Aug 14, 2023
Deed Book / Page	1339 / 273
Last Transfer Date	Aug 18, 2023
Transfer Doc	0013400205
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 26, 2023
Property Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Document Number	0013440137
Book / Page	1344 / 137
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521

Mortgage

Document Number	0001344139
Date	Sep 26, 2023
Instrument	1344/139

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Jan 1, 2024

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 21, 2023
Property Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Document Number	0013400205
Book / Page	1340 / 205
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Investor	Possibly a Property Investor

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 14, 2023
Property Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Document Number	0013390273
Book / Page	1339 / 273
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 27, 2020
Property Address	198 DAVIS MOUNTAIN RD, TOCCOA, GA 30577-8521
Document Number	0012000207
Book / Page	001200 / 000207
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 DAVIS MOUNTAIN RD TOCCOA GA 305778521, TOCCOA, GA 30577-8521

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00	$38,068 (+44.05%) Land $7,304 Building $30,764	$95,171 (+44.05%) Land $18,260 Building $76,911
2023	Homeowner's exemption	$26,427 (+5.07%) Land $7,304 Building $19,123	$66,068 (+5.07%) Land $18,260 Building $47,808
2022	$748.00 Homeowner's exemption	$25,153 Land $7,304 Building $17,849	$62,882 Land $18,260 Building $44,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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