Middlesex County and Ashland Town property record for 198 Cross St, Ashland, MA 01721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,434 sqft · built 1999 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Aug 2022) |
| Tax Bill | $11,614 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/018.0-0146-0000.0 |
| Primary APN | M:014/018.0-0146-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 7,916 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 198 CROSS ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 146 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 385101 |
Source: Middlesex County and Ashland Town records · APN M:014/018.0-0146-0000.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 CROSS ST, ASHLAND, MA 01721-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKLAND CREDIT UNION |
| Aug 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CORP EAST III |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit ROCKLAND CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Jan 30, 2014 · Amount on Record |
| Deed Book / Page | 80649 / 6 |
| Transfer Doc | 58155-299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 198 CROSS ST, ASHLAND, MA 01721-1302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079859-530 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 79859/530 |
| Instrument | 42965 |
| Name | ROCKLAND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Aug 30, 2022 |
| Property Address | 198 CROSS ST, ASHLAND, MA 01721-1302 |
| Document Number | 00080649-6 |
| Book / Page | 80649 / 6 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 132923 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 198 CROSS ST, ASHLAND, MA 01721-1302 |
| Document Number | 0000132924 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 132924 |
| Name | MORTGAGE CORP EAST III |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 198 CROSS ST, ASHLAND, MA 01721-1302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76196-86 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 76196/86 |
| Instrument | 216255 |
| Name | ROCKLAND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,614.00 (+4.9%) | $909,500 (+8.77%) Land $271,900 Building $637,600 | $1,016,690 (+4.61%) |
| 2024 | $11,071.00 (+10.25%) | $836,200 (+14.66%) Land $271,900 Building $564,300 | $971,850 |
| 2023 | $10,042.00 | $729,300 Land $259,300 Building $470,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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