198 Cramer Ave, Dousman, WI 53118 Property Records

Waukesha County property record for 198 Cramer Ave, Dousman, WI 53118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 1996
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Feb 2026)
Tax Bill	$4,749 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DOUV-1594-181`

Property Details

APN / Parcel Number

Primary APN	`DOUV-1594-181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,923 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	198 CRAMER AVE
City	DOUSMAN
State	WI
Zip	53118-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-1
Legal Description	LOT 33 BLK 1 VILLAGE MEADOWS ADDITON NO 2 PT NW1/4 SEC 3 T6N R17E
Legal Range	17E
Legal Township	6N
Legal Section	3
Legal Subdivision	VILLAGE MEADOWS ADDITON NO 2
Legal Block	1
Legal Lot Number	33
Jurisdiction	WAUKESHA WI
Township / Civil Division	DOUSMAN
Census Block Group	2
Census Block	2041
Census Tract	204003

Owner

Source: Waukesha County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Aug 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage ZILLOW HOME LOANS LLC
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	20264859904
Prior Transfer Date	Oct 27, 2012
Prior Transfer Doc	0003994185
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004598495
Date	Jul 6, 2021
Instrument	4598495

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004730025
Date	Jul 26, 2023
Instrument	4730025

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2033

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004781814
Date	Aug 29, 2024
Instrument	4781814

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2044

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Feb 10, 2026
Property Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Document Number	0004859904
Instrument Date	Jan 12, 2026
Instrument	4859904
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384

Mortgage

Document Number	0004859905
Date	Feb 10, 2026
Instrument	4859905

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004418805
Date	Sep 4, 2019
Instrument	4418805

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Sep 25, 2018
Property Address	198 CRAMER AVE, DOUSMAN, WI 53118-9384
Document Number	0004362645
Instrument Date	Sep 19, 2018
Instrument	4362645
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$869.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 CRAMER AVE DOUSMAN WI 531189384, DOUSMAN, WI 53118-9384

Mortgage

Document Number	4362646
Date	Sep 25, 2018
Instrument	4362646

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Dousman Village
Unified School District	Kettle Moraine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,749.00 (-1.49%)	$393,000 (+5.65%) Land $158,000 Building $235,000	$399,800 (+0.3%)
2024	$4,821.00 (+2.71%) Homeowner's exemption	$372,000 (+9.73%) Land $140,000 Building $232,000	$398,600 (+4.95%)
2023	$4,694.00 Homeowner's exemption	$339,000 Land $127,000 Building $212,000	$379,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUSMAN WATER UTILITY serves 2,350 people · EPA ID WI2680197
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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