198 Cornell St, Howell, MI 48843 Property Records

Livingston County property record for 198 Cornell St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,453 sqft · built 1935
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,500 (Mar 2019)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-301-127`

Property Details

APN / Parcel Number

Primary APN	`07-31-301-127`
Alternative APN	`470731301127`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Basement Area	1,453 sqft
Unfinished Basement	1,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	198 CORNELL ST
City	HOWELL
State	MI
Zip	48843-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	T3N, R5E, HOWELL LAKE-OAK GROVE SUB. LOTS 329 AND 330
Legal Subdivision	HOWELL LAKE-OAK GROVE SUB
Legal Tract	725000
Legal Lot Number	329-330
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2005
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 CORNELL ST, HOWELL, MI 48843-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Oct 28, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION HM MTG CORP
May 8, 2019	Quit Claim Deed, Transfer EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY
Mar 11, 2019	Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	20195358
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000011052
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	198 CORNELL ST, HOWELL, MI 48843-1730
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CORNELL ST, HOWELL, MI 48843-1730

Mortgage

Document Number	0000006657
Date	Apr 18, 2024
Instrument	2024R-006657

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	31155 NORTHWESTEM HWY, FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Apr 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	198 CORNELL ST, HOWELL, MI 48843-1730
Document Number	0000030192
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CORNELL ST HOWELL MI 488431730, HOWELL, MI 48843-1730

Mortgage

Document Number	0000030192
Date	Nov 1, 2019
Instrument	30192

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 8, 2019
Property Address	198 CORNELL ST, HOWELL, MI 48843-1730
Document Number	0000011052
Instrument Date	Feb 28, 2019
Instrument	11052
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 CORNELL ST HOWELL MI 488431730, HOWELL, MI 48843-1730

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 11, 2019
Property Address	198 CORNELL ST, HOWELL, MI 48843-1730
Document Number	0000005358
Instrument Date	Feb 7, 2019
Instrument	5358
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,311.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CORNELL ST HOWELL MI 488431730, HOWELL, MI 48843-1730

Mortgage

Document Number	4219
Date	Mar 11, 2019
Instrument	4219

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,300 (+31.01%)	$274,600 (+31.01%)
2025	$2,440.00 (+47.17%)
2023		$104,800
2021			$209,600
2019	$1,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MHOG SEWER & WATER AUTHORITY serves 17,046 people · EPA ID MI0004098
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CITY OF HOWELL
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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