198 Cold Spring Rd, Stamford, CT 06905 Property Records

Stamford City property record for 198 Cold Spring Rd, Stamford, CT 06905

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,852 sqft · built 1950
Lot Size0.142 acres (6,174 sqft)
OwnerIndividual Name on File
Last Sale$875,000 (May 2024)
Tax Bill$10,406 (2025)
Deeds & MortgagesMay 2024 Sale
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000-4531

Property Details

APN / Parcel Number

Primary APN000-4531
Alternative APNs
  • STAM M:000 B:4531
  • 4531

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,852 sqft Living Area
Gross Area2,944 sqft
1st Floor Area942 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,174 sqft (0.142 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4531
Street Address198 COLD SPRING RD
CitySTAMFORD
StateCT
Zip06905-4207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Block4531
JurisdictionSTAMFORD CT
Township / Civil DivisionSTAMFORD
Census Block Group3
Census Block3007
Census Tract21300

Owner

198 Cold Spring Rd is owned and occupied by an individual who bought it in May 2024.

Source: Stamford City records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address198 COLD SPRING RD, STAMFORD, CT 06905-4207
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2024Warranty Deed, Transfer
Oct 13, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jun 28, 2017Warranty Deed, Transfer
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2024 · Amount on File
Deed SaleMay 20, 2024 · Amount on File
Prior SaleOct 13, 2021 · Amount on File
Deed Document Number20242024005499
Deed Book / Page13334 / 311
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAMFORD CT
Recording DateMay 20, 2024
Property Address198 COLD SPRING RD, STAMFORD, CT 06905-4207
Document Number013334-311
Book / Page13334 / 311
Instrument DateMay 13, 2024
Instrument2024005499
Transaction TypeTransfer
Record UpdatedJun 6, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAMFORD CT
Recording DateOct 13, 2021
Property Address198 COLD SPRING RD, STAMFORD, CT 06905-4207
Document Number12834-1
Book / Page12834 / 1
Instrument DateOct 12, 2021
Instrument2021021850
Transaction TypeTransfer
Record UpdatedOct 28, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021021851
DateOct 13, 2021
Instrument2021021851
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAMFORD CT
Recording DateJun 28, 2017
Property Address198 COLD SPRING RD, STAMFORD, CT 06905-4207
Document Number11759-235
Book / Page11759 / 235
Instrument2017011163
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84.56
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number117590238
DateJun 28, 2017
Instrument11759/0238
Lender
NameCITIBANK NA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueJun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 198 Cold Spring Rd was $10,406.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityStamford City
Unified School DistrictStamford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,406.00$435,050 Land $210,640 Building $224,410$304,535 Land $147,448 Building $157,087
2024$10,406.00 (-5.24%)
2023$10,981.00 (+5.38%)$435,050 (+13.44%) Land $210,640 Building $224,410
2022$10,420.00$383,520 Land $168,550 Building $214,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 198 Cold Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 198 Cold Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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