198 Co Rd 3160, Jacksonville, TX 75766 Property Records

Cherokee County property record for 198 Co Rd 3160, Jacksonville, TX 75766

Property Summary

Property Type	Single Family Home
Details	9 bd · 2,676 sqft · built 1976
Lot Size	0.944 acres (41,121 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,967 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`746216000A00012000`

Property Details

APN / Parcel Number

Primary APN	`746216000A00012000`
Alternative APN	`530355000`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Building Area	2,276 sqft Living Area
Gross Area	6,132 sqft
1st Floor Area	1,464 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,121 sqft (0.944 acres)
Lot Dimensions	208 ft deep x 208 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Porch
Porch Area	273 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	746216-000A0-0012000
Street Address	198 COUNTY ROAD 3160
City	JACKSONVILLE
State	TX
Zip	75766-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK A LAKE JACKSONVILLE LAKE SPRINGS 208' FRONTAGE - JISD
Legal Subdivision	LAKE SPRINGS SUBDIVISION
Legal Block	A
Legal Lot Number	12
Jurisdiction	CHEROKEE TX
Township / Civil Division	JACKSONVILLE
Census Block Group	4
Census Block	4000
Census Tract	950302

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 COUNTY ROAD 3160, JACKSONVILLE, TX 75766-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	198 COUNTY ROAD 3160, JACKSONVILLE, TX 75766-6747
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002666/1
Date	Dec 20, 2021
Book Page	2666/1
Instrument	707968

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	198 COUNTY ROAD 3160, JACKSONVILLE, TX 75766-6747
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2543/442
Date	Apr 14, 2020
Book Page	2543/442
Instrument	689012

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Unified School District	Jacksonville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,967.00 (+197.99%) Homeowner's exemption	$448,910 (-6.1%) Land $147,510 Building $301,400	$448,910 (-6.1%) Land $147,510 Building $301,400
2025	$2,338.00 (-58.87%) Homeowner's exemption	$478,090 (-1.23%) Land $147,510 Building $330,580	$478,090 (-1.23%) Land $147,510 Building $330,580
2023		$484,050 Land $147,510 Building $336,540	$484,050 Land $147,510 Building $336,540
2022	$5,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUM CREEK WSC serves 1,623 people · EPA ID TX0370021
Water Source	Purchased surface water from CITY OF JACKSONVILLE
Last State Inspection	Apr 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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