198 Co Rd 112, Centre, AL 35960 Property Records

Cherokee County property record for 198 Co Rd 112, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,296 sqft · built 1958
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on File
Last Sale$235,300 (Jul 2018)
Tax Bill$3,234 (2026)
Deeds & MortgagesMay 2019 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-14-03-07-0-000-037.001

Property Details

APN / Parcel Number

Primary APN13-14-03-07-0-000-037.001
Alternative APNs
  • ALT APN:1403070000037001
  • 206016

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,296 sqft Living Area
1st Floor Area2,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area32,670 sqft (0.75 acres)

Exterior Amenities

PorchPatio
Porch Area28 sqft
Deck Area120 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number206016
Street Address198 COUNTY ROAD 112
CityCENTRE
StateAL
Zip35960-7001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT SE COR LOT 5, ROBERTS SD, PB 4 PG 30;SW 340';N 130';NE 340';S 115.5'TO POB
Legal Range09E
Legal Township10S
Legal Section07
Legal SubdivisionROBERTS SUB
Legal Lot Number5
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4014
Census Tract956000

Owner

198 Co Rd 112 is owned and occupied by an individual who bought it in July 2018.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address198 COUNTY ROAD 112, CENTRE, AL 35960-7001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Jul 31, 2018Warranty Deed, Transfer · Stand-Alone First Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2018 · Amount on File
Deed SaleJul 31, 2018 · Amount on File
Prior SaleSep 28, 2015 · Amount on File
Deed Document Number2018203692
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address198 COUNTY ROAD 112, CENTRE, AL 35960-7001
Transaction TypeMortgage
Record UpdatedJun 26, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number207598
DateMay 30, 2019
Instrument207598
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2034
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJul 31, 2018
Property Address198 COUNTY ROAD 112, CENTRE, AL 35960-7001
Document Number203692
Instrument DateJul 30, 2018
Instrument203692
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 MAIN STB, 108, ROSANKY, TX 78953

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 COUNTY ROAD 112, CENTRE, AL 35960-7001

Mortgage

Document Number203693
DateJul 31, 2018
Instrument203693
Lender
NameTRUSTMARK NATIONAL BANK
TypeNon-Lending Institution
AddressJACKSON, MS 39225
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 198 Co Rd 112 was $3,234, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,234.00 (+6.98%)
2025$3,023.00 (+3.28%)$62,680 (+3.77%) Land $34,780 Building $27,900$359,900 (+3.27%) Land $173,900 Building $186,000
2024$2,927.00 (+141.7%)$60,400 (+73.17%) Land $32,500 Building $27,900$348,500 (-) Land $162,500 Building $186,000
2023$1,211.00 Additional exemption filed$34,880 (+66.73%)$348,500 (-) Land $162,500 Building $186,000
2022$1,211.00 Additional exemption filed$20,920 Land $16,260 Building $4,660$348,500 Land $162,500 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Co Rd 112 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Co Rd 112 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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