198 Cherokee Dr, Mountain Rest, SC 29664 Property Records

Oconee County property record for 198 Cherokee Dr, Mountain Rest, SC 29664

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,672 sqft
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2021)
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`092-00-04-193`

Property Details

APN / Parcel Number

Primary APN	`092-00-04-193`
Alternative APN	`5462`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	64,033 sqft (1.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5462
Old Parcel Number	092 00 04 193
Street Address	198 CHEROKEE DR
City	MOUNTAIN REST
State	SC
Zip	29664-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.47 AC)
Legal Block	4
Jurisdiction	OCONEE SC
Township / Civil Division	MOUNTAIN REST
Census Block Group	2
Census Block	2054
Census Tract	30100

Owner

198 Cherokee Dr is owned and occupied by an individual who bought it in May 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	198 CHEROKEE DR, MOUNTAIN REST, SC 29664-9236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
May 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Mar 28, 2008 · Amount on File
Deed Document Number	0000018576
Deed Book / Page	2685 / 300
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	198 CHEROKEE DR, MOUNTAIN REST, SC 29664-9236
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013672
Date	Apr 25, 2023
Book Page	4442/9
Instrument	13672

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	12.8%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 12, 2021
Property Address	198 CHEROKEE DR, MOUNTAIN REST, SC 29664-9236
Document Number	0000018576
Book / Page	2685 / 300
Map Reference	MB B255 PG 7
Instrument Date	May 11, 2021
Instrument	18576
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 SHERWOOD DR, WALHALLA, SC 29691-1771

Tax Assessment & Valuation

The 2025 property tax bill for 198 Cherokee Dr was $1,300.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,300.00	$12,402 Land $2,241 Building $10,161	$310,050 Land $56,030 Building $254,020
2023		$2,269 Land $2,241 Building $28	$56,720 Land $56,030 Building $690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Cherokee Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Cherokee Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Dr

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