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198 Checkers Dr, San Jose, CA 95116 Property Records

Santa Clara County property record for 198 Checkers Dr, San Jose, CA 95116

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,129 sqft · built 1982
Lot Size0.078 acres (3,400 sqft)
OwnerIndividual Name on File
Last Sale$1,068,000 (Jun 2024)
Tax Bill$15,758 (2025)
Deeds & MortgagesSep 2019 Reverse Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (reduced by levee)
APN481-61-055

Property Details

APN / Parcel Number

Primary APN481-61-055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area1,129 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Lot Area3,400 sqft (0.078 acres)
Lot Dimensions85 ft deep x 40 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address198 CHECKERS DR
CitySAN JOSE
StateCA
Zip95116-1360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-PD
Legal DescriptionTR 7023 LOT 27
Legal Subdivision7023
Legal Tract7023
Legal Lot Number27
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2000
Census Tract503707

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address198 CHECKERS DR, SAN JOSE, CA 95116-1360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2019Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Sep 10, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2024 · Amount on Record
Deed SaleJun 27, 2024 · Amount on Record
Deed Document Number25655707
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address198 CHECKERS DR, SAN JOSE, CA 95116-1360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024282661
DateSep 17, 2019
Instrument24282661
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term866 Months
DueNov 8, 2091
Interest
Rate TypeAdjustable Rate
Rate3.19%
Type Change DateOct 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address198 CHECKERS DR, SAN JOSE, CA 95116-1360
Document Number0024282662
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address198 CHECKERS DR SAN JOSE CA 951161360, SAN JOSE, CA 95116-1360

Mortgage

Document Number0024282662
DateSep 17, 2019
Instrument24282662
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term864 Months
DueSep 16, 2091
Interest
Rate TypeAdjustable Rate
Rate3.19%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$15,758.00 (+300.25%) Homeowner's exemption$1,089,360 (+496.03%) Land $708,084 Building $381,276
2023$3,937.00 (+1.92%) Homeowner's exemption$182,769 Land $71,073 Building $111,696
2022$3,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Sail Internet Holdings
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Etheric Communications, LLC.
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: California Internet, Sonic Telecom.

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