Fayette County property record for 198 Charles St, La Grange, TX 78945
| Property Type | Single Family Home |
|---|---|
| Details | 2,127 sqft · built 1965 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,567 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-0322-0080000-010 |
| Primary APN | 44-0322-0080000-010 |
|---|---|
| Alternative APN |
|
| Building Area | 2,127 sqft Total Area |
|---|---|
| 1st Floor Area | 2,127 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 13,499 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 44-0322-0080000-010 |
|---|---|
| Street Address | 198 CHARLES ST |
| City | LA GRANGE |
| State | TX |
| Zip | 78945-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBSON (449) LOT 1 BLK 2 .3099 13,500 SFT, HSE, GAR, ARBOR, POOL |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FAYETTE TX |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970302 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 CHARLES ST, LA GRANGE, TX 78945-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GREATER TEXAS FCU |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2011 |
| Transfer Doc | 0001093708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TX |
| Property Address | 198 CHARLES ST, LA GRANGE, TX 78945-2102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 198 CHARLES ST, LA GRANGE, TX 78945-2102 |
| Document Number | 02111/1044 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 2111/1044 |
| Instrument | 23-06327 |
| Name | GREATER TEXAS FCU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TX |
| Property Address | 198 CHARLES ST, LA GRANGE, TX 78945-2102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 17-09119 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 1839/0070 |
| Instrument | 17-09119 |
| Name | NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LA GRANGE, TX 78945 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fayette County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Fayette County |
| Municipality | La Grange City |
| Unified School District | La Grange Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,567.00 (+30.34%) Homeowner's exemption | $405,300 (+1.1%) Land $38,610 Building $366,690 | $405,300 (-) Land $38,610 Building $366,690 |
| 2025 | $4,271.00 (+18.34%) Homeowner's exemption | $400,894 (+6.03%) Land $38,610 Building $366,690 | $405,300 (+7.2%) Land $38,610 Building $366,690 |
| 2023 | $378,080 Land $37,260 Building $340,820 | $378,080 Land $37,260 Building $340,820 | |
| 2022 | $3,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 24, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LA GRANGE serves 4,973 people · EPA ID TX0750003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Colorado Valley Communications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
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