Lunenburg County property record for 198 Chapel Rd, Kenbridge, VA 23944
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 984 sqft · built 1958 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $140 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 037 040 1C |
| Primary APN | 037 040 1C |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 984 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Account Number | 6455 |
|---|---|
| Street Address | 198 CHAPEL RD |
| City | KENBRIDGE |
| State | VA |
| Zip | 23944-7032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | CHURCH ROAD .46 AC |
| Jurisdiction | LUNENBURG VA |
| Township / Civil Division | HOUNDS CREEK |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 930100 |
Source: Lunenburg County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 198 CHAPEL RD, KENBRIDGE, VA 23944-7032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRUST COMPANY |
| Mar 24, 2022 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2022 |
| Transfer Doc | 0000000351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Recording Date | Jun 22, 2026 |
| Property Address | 198 CHAPEL RD, KENBRIDGE, VA 23944-7032 |
| Document Number | 0000000667 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 198 CHAPEL RD, KENBRIDGE, VA 23944-7032 |
| Document Number | 0000000667, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026667 |
| Name | CITIZENS TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Recording Date | Mar 24, 2022 |
| Property Address | 198 CHAPEL RD, KENBRIDGE, VA 23944-7032 |
| Document Number | 0220000351 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 220000351 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 VARICK CHAPEL RD, KENBRIDGE, VA 23944-7009 |
Source: Lunenburg County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lunenburg County |
| Unified School District | Lunenburg County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140.00 | $37,900 Land $10,200 Building $27,700 | $37,900 Land $10,200 Building $27,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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