198 Central St, Haverhill, NH 03765 Property Records

Grafton County and Haverhill Town property record for 198 Central St, Haverhill, NH 03765

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3 bd · 2.5 ba · 600 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Apr 2025)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`HVHL M:00104 B:000028 L:000000`

Property Details

APN / Parcel Number

Primary APN	`HVHL M:00104 B:000028 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	600 sqft Total Area
Gross Area	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	198 CENTRAL ST
City	HAVERHILL
State	NH
Zip	03765
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	350 WO
Legal Block	28
Jurisdiction	HAVERHILL TOWN NH
Township / Civil Division	HAVERHILL
Census Block Group	3
Census Block	3043
Census Tract	960600

Owner

Source: Grafton County and Haverhill Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 LOCUST ST, WOODSVILLE, NH 03785-1110
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Deed Document Number	20253072
Deed Book / Page	4927 / 1
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAVERHILL TOWN NH
Recording Date	Apr 3, 2025
Property Address	198 CENTRAL ST, HAVERHILL, NH 03765
Document Number	00004927-1
Book / Page	4927 / 1
Instrument Date	Mar 31, 2025
Instrument	25003072
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 LOCUST ST, WOODSVILLE, NH 03785-1110

Tax Assessment & Valuation

Source: Grafton County and Haverhill Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Grafton County
County Subdivision	Haverhill Town
Unified School District	Haverhill Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,410.00 (+17.01%)	$62,000 (-) Land $37,200 Building $24,800
2024	$1,205.00 (-11.66%)	$62,000 (+13.14%) Land $37,200 Building $24,800
2021	$1,364.00	$54,800 Land $32,200 Building $22,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1981–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODSVILLE WATER AND LIGHT serves 1,950 people · EPA ID NH1101040
Water Source	Surface water
Last State Inspection	Nov 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20