198 Central Ave, Johnston, RI 02919 Property Records

Cranston City property record for 198 Central Ave, Johnston, RI 02919

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,313 sqft · built 1951
Lot Size	0.434 acres (18,920 sqft)
Owner	Individual Name on File
Last Sale	$325,500 (Jan 2019)
Tax Bill	$6,669 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-4820-50`

Property Details

APN / Parcel Number

Primary APN	`16-4820-50`
Alternative APN	`JOHN M:0009 L:400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,313 sqft Living Area
Gross Area	5,090 sqft
1st Floor Area	2,313 sqft
Basement Area	2,133 sqft
Unfinished Basement	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,920 sqft (0.434 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16-4820-50
Street Address	198 CENTRAL AVE
City	JOHNSTON
State	RI
Zip	02919-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	400
Jurisdiction	JOHNSTON RI
Township / Civil Division	JOHNSTON
Census Block Group	2
Census Block	2016
Census Tract	12402

Owner

198 Central Ave is owned and occupied by an individual who bought it in January 2019.

Source: Cranston City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	198 CENTRAL AVE, JOHNSTON, RI 02919-5037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU
Jan 11, 2019	Warranty Deed, Transfer · Conventional with PMI PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Deed Document Number	2019143140
Deed Book / Page	2734 / 105
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON RI
Property Address	198 CENTRAL AVE, JOHNSTON, RI 02919-5037
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003359-235
Date	Jan 6, 2026
Book Page	3359/235
Instrument	186834

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON RI
Property Address	198 CENTRAL AVE, JOHNSTON, RI 02919-5037
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003137-240
Date	Oct 27, 2022
Book Page	3137/240
Instrument	170564

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON RI
Property Address	198 CENTRAL AVE, JOHNSTON, RI 02919-5037
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2957-120
Date	Mar 15, 2021
Book Page	2957/120
Instrument	158090

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON RI
Property Address	198 CENTRAL AVE, JOHNSTON, RI 02919-5037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2875-199
Date	Jul 13, 2020
Book Page	2875/199
Instrument	152810

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON RI
Recording Date	Jan 11, 2019
Property Address	198 CENTRAL AVE, JOHNSTON, RI 02919-5037
Document Number	2734-105
Book / Page	002734 / 000105
Instrument Date	Jan 10, 2019
Instrument	143140
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CENTRAL AVE JOHNSTON RI 029195037, JOHNSTON, RI 02919-5037

Mortgage

Document Number	2734-107
Date	Jan 11, 2019
Book Page	002734/000107
Instrument	143141

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 198 Central Ave was $6,669, down 11.1% from the year before.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,669.00 (-11.06%)	$540,400 (+12.58%) Land $137,600 Building $402,800	$548,537
2025	$7,498.00	$480,000 Land $97,300 Building $382,700
2023	$7,344.00 (+8.74%)	$480,000 (+65.18%) Land $97,300 Building $382,700
2022	$6,754.00	$290,600 Land $72,100 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Central Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1998–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 198 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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