St. Johns County property record for 198 Cecilia Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 920 sqft · built 1980 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2023) |
| Tax Bill | $2,658 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270129-0010 |
| Primary APN | 270129-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 15 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 198 CECILIA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 11/76-80 ST AUGUSTINE SHORES UNIT ONE REPLAT LOT 1 BLK 29 OR5840/744 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT ONE REPLAT |
| Legal Block | 29 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21210 |
Source: St. Johns County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Feb 24, 2022 | Warranty Deed, Transfer · VA Mortgage WATSON MORTGAGE CORP |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 202380674 |
| Deed Book / Page | 5840 / 744 |
| Prior Transfer Date | Jan 4, 2006 |
| Prior Transfer Doc | 0026340739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Document Number | 0058400744 |
| Book / Page | 5840 / 744 |
| Map Reference | MB 11 PG 76-80 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023080674 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5575 |
| Name | Verified Name |
|---|---|
| Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Document Number | 0005840746 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 5840/746 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Number | 0058400762 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 5840/762 |
| Instrument | 2023080676 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MOULTRIE, GA 31768 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Document Number | 0055001797 |
| Book / Page | 5500 / 1797 |
| Map Reference | MB 11 PG 76-80 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022020500 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3590 CLOTTS RD, 3590, GAHANNA, OH 43230-2276 |
| Name | Verified Name |
|---|---|
| Address | 198 CECILIA CT, ST AUGUSTINE, FL 32086-7305 |
| Document Number | 0055001799 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 5500/1799 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049480278 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 4948/278 |
| Instrument | 2020039459 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 7, 2017 |
| Property Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Document Number | 0044600244 |
| Book / Page | 4460 / 0244 |
| Map Reference | MB11 PG76-80 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 2017075795 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 N FOREST DUNE DR, 200, SAINT AUGUSTINE, FL 32080-8718 |
| Name | Verified Name |
|---|---|
| Address | 198 CECILIA CT, SAINT AUGUSTINE, FL 32086-7305 |
| Document Number | 2017075796 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 2017075796 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,764 (-2.64%) Land $81,354 Building $124,410 | $205,764 (-2.64%) Land $81,354 Building $124,410 | |
| 2025 | $2,658.00 (+11.21%) Homeowner's exemption | $211,336 (+3.6%) | $211,336 (+3.6%) Land $76,781 Building $134,555 |
| 2024 | $2,390.00 (-15.93%) | ||
| 2023 | $2,843.00 (+192.79%) | $203,994 (+110.84%) | $203,994 (+12.44%) Land $76,781 Building $127,213 |
| 2022 | $971.00 Homeowner's exemption | $96,751 | $181,428 Land $49,686 Building $131,742 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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