198 Brittany Dr, Union Mills, NC 28167 Property Records

Rutherford County property record for 198 Brittany Dr, Union Mills, NC 28167

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1995
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2021)
Tax Bill	$441 (2022)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0119329`

Property Details

APN / Parcel Number

Primary APN	`0119329`
Alternative APNs	`119329` `290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Porch	Porch
Porch Area	200 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	290
Old Parcel Number	0119329
Street Address	198 BRITTANY DR
City	UNION MILLS
State	NC
Zip	28167-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1614001577500000; RES. OFF NANNEYTOWN RD
Legal Block	1
Legal Lot Number	1A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CAMP CREEK
Census Block Group	2
Census Block	2016
Census Tract	960201

Owner

198 Brittany Dr is owned and occupied by an individual who bought it in August 2021.

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	198 BRITTANY DR, UNION MILLS, NC 28167-7540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jan 17, 2017	Reverse Mortgage, Mortgage · FHA Mortgage BANK OF NC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Deed Document Number	0020493944
Deed Book / Page	2049 / 3944
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 6, 2021
Property Address	198 BRITTANY DR, UNION MILLS, NC 28167-7540
Document Number	0020493944
Book / Page	2049 / 3944
Instrument Date	Jul 29, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 INDIAN HEAD TRL, ST HELENA IS, SC 29920-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BRITTANY DR, UNION MILLS, NC 28167-7540

Mortgage

Document Number	0020493947
Date	Aug 6, 2021
Instrument	2049/3947

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2017: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 17, 2017
Property Address	198 BRITTANY DR, UNION MILLS, NC 28167-7540
Document Number	0011420705
Book / Page	001142 / 000705
Instrument Date	Jan 6, 2017
Instrument	6623
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 BRITTANY DR UNION MILLS NC 281677540, UNION MILLS, NC 28167-7540

Mortgage

Document Number	12390423,
Date	Jan 17, 2017
Book Page	001239/000423
Instrument	6624

Lender

Name	BANK OF NC
Type	Bank
Address	CHARLOTTE, NC 28226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jan 16, 2090

Interest

Rate Type	Adjustable Rate
Rate	3.93%

Mortgage

Document Number	12390440,
Date	Jan 17, 2017
Book Page	001239/000440
Instrument	6625

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jan 16, 2090

Interest

Rate Type	Adjustable Rate
Rate	3.93%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$182,200 Land $24,600 Building $157,600	$182,200 Land $24,600 Building $157,600
2022	$441.00
2021	$441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Brittany Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Brittany Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10
AT&T Fixed Wireless	25 / 3
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Pangaea Internet.

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