Essex County and Middleton Town property record for 198 Boston St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,316 sqft · built 2000 |
| Lot Size | 0.92 acres (40,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $632,500 (Mar 2015) |
| Tax Bill | $11,632 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0031 B:0000 L:0021 |
| Primary APN | MIDD M:0031 B:0000 L:0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,316 sqft Living Area |
| Gross Area | 7,138 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,062 sqft (0.92 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2696 |
|---|---|
| Street Address | 198 BOSTON ST |
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Subdivision | MIDDLETON |
| Legal Lot Number | 21 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 212102 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 BOSTON ST, MIDDLETON, MA 01949-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · ARM JEANNE D ARC CU |
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CREDIT UNION |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2015 · Amount on Record |
| Deed Sale | Mar 16, 2015 · Amount on Record |
| Prior Sale | Nov 10, 2009 · Amount on Record |
| Deed Document Number | 201531600359 |
| Deed Book / Page | 33917 / 452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 198 BOSTON ST, MIDDLETON, MA 01949-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040698-256 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 40698/256 |
| Instrument | 20220201003120 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Apr 14, 2026 |
| Property Address | 198 BOSTON ST, MIDDLETON, MA 01949-2106 |
| Document Number | 043327-481 |
| Book / Page | 43327 / 481 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 198 BOSTON ST, MIDDLETON, MA 01949-2106 |
| Document Number | 0000000830, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 43327/481 |
| Instrument | 2026830 |
| Name | JEANNE D'ARC CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 198 BOSTON ST, MIDDLETON, MA 01949-2106 |
| Document Number | 36331-510 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 36331-510 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 036331/000510 |
| Instrument | 1711150240 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 198 BOSTON ST, MIDDLETON, MA 01949-2106 |
| Document Number | 36331-529 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 36331-529 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 036331/000529 |
| Instrument | 1711150241 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 14, 2042 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,632.00 (+1.84%) | $978,300 (+0.98%) Land $344,100 Building $634,200 | $1,033,410 |
| 2024 | $11,422.00 (+9.04%) | $968,800 (+19.03%) Land $344,100 Building $624,700 | |
| 2023 | $10,475.00 | $813,900 Land $344,100 Building $469,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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