198 Black Bear Dr, Divide, CO 80814 Property Records

Teller County property record for 198 Black Bear Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,536 sqft · built 1996
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2021)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3029.192030210`

Property Details

APN / Parcel Number

Primary APN	`3029.192030210`
Alternative APN	`R0013802`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,862 sqft (2.04 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	16 sqft
Patio Area	837 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013802
Street Address	198 BLACK BEAR DR
City	DIVIDE
State	CO
Zip	80814-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L21 ASPEN MOORS INCL UND 1/43 INT IN COMMON AREA
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	ASPEN MOORES
Legal Lot Number	21
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1064
Census Tract	10111

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 BLACK BEAR DR, DIVIDE, CO 80814-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Aug 2, 2021	Beneficiary Deed, Transfer
Jun 18, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	2021741236
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000741236
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	198 BLACK BEAR DR, DIVIDE, CO 80814-9660
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759901
Date	Jul 3, 2023
Instrument	759901

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	TELLER CO
Recording Date	Aug 2, 2021
Property Address	198 BLACK BEAR DR, DIVIDE, CO 80814-9660
Document Number	0000741236
Instrument Date	Jul 29, 2021
Instrument	741236
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BLACK BEAR DRIVE, ARRIBA, CO 80804

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jun 18, 2021
Property Address	198 BLACK BEAR DR, DIVIDE, CO 80814-9660
Document Number	0000739634
Instrument Date	Jun 17, 2021
Instrument	739634
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BLACK BEAR DR, DIVIDE, CO 80814-9660

Mortgage

Document Number	0000739635
Date	Jun 18, 2021
Instrument	739635

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,113.00 (+8.64%)	$32,041 (+2.4%) Land $3,622 Building $28,419
2024	$1,945.00 (+4.91%)	$31,290 (-) Land $3,491 Building $27,799	$512,617 (-1.81%) Land $57,942 Building $454,675
2023	$1,854.00 (+43.5%)	$31,290 (+35.75%) Land $3,490 Building $27,800	$522,088 (+57.39%) Land $58,254 Building $463,834
2022	$1,292.00	$23,050 Land $3,060 Building $19,990	$331,709 Land $44,049 Building $287,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Verizon, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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