Flathead County property record for 198 Bernard Rd, Kalispell, MT 59901 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 874 sqft Living Area |
| Lot Size | 8,494 sqft (0.195 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $316,400 (2022) |
| Tax Bill | $1,304.00 (2025) |
| Primary APN | R0755118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 874 sqft Living Area |
| 1st Floor | 624 sqft 1st Floor |
| Attic Area | 250 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 8,494 sqft (0.195 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0000121600 |
|---|---|
| Street Address | 198 BERNARD RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | BERNARDS PARK, S03, T28 N, R21 W, BLOCK 2, LOT 1 N74', ASSR# 0000121600 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 03 |
| Legal Subdivision | BERNARDS PARK |
| Legal Tract | -1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Minor Civil Division | KALISPELL |
| Census Blockgroup | 5 |
| Census Block | 5002 |
| Census Tract | 700 |
Source: Flathead County records · APN R0755118
Assessment roll updated September 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 BERNARD RD, KALISPELL, MT 59901-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2022 | Personal Representative Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 27, 2022 | Intrafamily Transfer, Transfer INSURED TITLE |
| Jun 17, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Deed Doc Number | 202229225 |
| Prior Transfer Date | Jun 17, 2022 |
| Prior Transfer Doc | 0000015427 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 22, 2022 |
| Property Address | 198 BERNARD RD, KALISPELL, MT 59901-2407 |
| Document Number | 202200029225 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 202200029225 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 FOREST DR, 210, KALISPELL, MT 59901-2914 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 198 BERNARD RD, KALISPELL, MT 59901-2407 |
| Document Number | 202200029226 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 202200029226 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 27, 2022 |
| Property Address | 198 BERNARD RD, KALISPELL, MT 59901-2407 |
| Document Number | 202200027721 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 202200027721 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Title Company | INSURED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 BERNARD RD, KALISPELL, MT 59901-2407 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 17, 2022 |
| Property Address | 198 BERNARD RD, KALISPELL, MT 59901-2407 |
| Document Number | 202200015427 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 202200015427 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 BERNARD RD, 198, KALISPELL, MT 59901-2407 |
| Name | Verified Name |
|---|---|
| Address | 210 FOREST DR, KALISPELL, MT 59901-2914 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Evergreen Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,304.00 (-41.5%) | $332,700 (+26.94%) | $332,700 (+26.94%) Land $94,966 Building $237,734 |
| 2023 | $2,229.00 | $262,100 | $262,100 Land $68,957 Building $193,143 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 5% of the US · above 1% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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