198 Beaver Ln, Suffolk, VA 23432 Property Records

Suffolk City property record for 198 Beaver Ln, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,444 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Apr 2019)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Second Mortgage + 7 more
APN	`9A*C73`

Property Details

APN / Parcel Number

Primary APN	`9A*C73`
Alternative APN	`253504500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	253504500
Street Address	198 BEAVER LN
City	SUFFOLK
State	VA
Zip	23432-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE CE
Legal Description	L.73,W G SAUNDERS PLAT
Legal Subdivision	W G SAUNDERS JR PROP
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	3
Census Block	3017
Census Tract	75302

Owner

198 Beaver Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Suffolk City records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 20, 2018	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC
Dec 21, 2017	Warranty Deed, Transfer LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	20193661
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BEAVER LN, SUFFOLK, VA 23432-1445

Mortgage

Document Number	0250012321
Date	Oct 30, 2025
Instrument	250012321

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Dec 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003373
Date	Apr 4, 2024
Instrument	240003373

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	332 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230006501
Date	Jun 26, 2023
Instrument	230006501

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	342 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 4, 2021
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Document Number	210020185
Instrument Date	Oct 11, 2021
Instrument	210020185
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BEAVER LN, SUFFOLK, VA 23432-1445

Mortgage

Document Number	210020186
Date	Nov 4, 2021
Instrument	210020186

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004383
Date	Mar 16, 2021
Instrument	210004383

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200008670
Date	Jul 7, 2020
Instrument	200008670

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180012367
Date	Nov 20, 2018
Instrument	180012367

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 15, 2019
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Document Number	190003661
Instrument Date	Apr 12, 2019
Instrument	190003661
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BEAVER LN, SUFFOLK, VA 23432-1445

Mortgage

Document Number	190003662
Date	Apr 15, 2019
Instrument	190003662

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 21, 2017
Property Address	198 BEAVER LN, SUFFOLK, VA 23432-1445
Document Number	170014548
Instrument Date	Dec 20, 2017
Instrument	170014548
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 GEORGE WASHINGTON HWY S, CHESAPEAKE, VA 23323-1703

Tax Assessment & Valuation

The 2025 property tax bill for 198 Beaver Ln was $4,735, up 4.1% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$400,500 (+3.09%) Land $45,500 Building $355,000
2025	$4,735.00 (+4.09%)	$400,500 (+3.09%) Land $45,500 Building $355,000	$388,500 Land $41,300 Building $347,200
2024	$4,549.00 (+14.67%)	$388,500 (+6.73%) Land $41,300 Building $347,200
2023	$3,967.00	$364,000 Land $41,300 Building $322,700	$364,000 Land $41,300 Building $322,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 198 Beaver Ln; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Beaver Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVAL STATION NORFOLK federal government · serves 48,826 people · EPA ID VA3710050
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2025
Also Mapped Here	CITY OF SUFFOLK
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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