198 Bearce Cir, Mount Ida, AR 71957 Property Records

Montgomery County property record for 198 Bearce Cir, Mount Ida, AR 71957

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,926 sqft · built 1969
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Jun 2021)
Tax Bill	$747 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2022 Transfer + 2 more
APN	`030-00025-000`

Property Details

APN / Parcel Number

Primary APN	`030-00025-000`
Alternative APN	`12178`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,506 sqft
Upper Floors Area	420 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	720 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	198 BEARCE CIR
City	MOUNT IDA
State	AR
Zip	71957-8096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	24W
Legal Township	02S
Legal Section	25
Legal Subdivision	G. S. BEARCE (A.K.A. BARNES SUBD.)
Legal Lot Number	56
Jurisdiction	MONTGOMERY AR
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4006
Census Tract	953000

Owner

Source: Montgomery County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jun 17, 2022	Intrafamily Transfer, Transfer
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20211024
Last Transfer Date	Jun 6, 2022
Transfer Doc	0000001038
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AR
Property Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020R00241
Date	Feb 24, 2020
Instrument	20R00241

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY AR
Recording Date	Jun 17, 2022
Property Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096
Document Number	0022R01038
Instrument Date	Jun 6, 2022
Instrument	22R01038
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AR
Recording Date	Jun 22, 2021
Property Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096
Document Number	0021R01024
Instrument Date	Jun 9, 2021
Instrument	21R01024
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$617.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 WINTER DR, SAINT JAMES, MO 65559-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096

Mortgage

Document Number	0021R01025
Date	Jun 22, 2021
Instrument	21R01025

Lender

Name	BANK OF ENGLAND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AR
Recording Date	Feb 28, 2019
Property Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096
Document Number	0019R00292
Instrument Date	Feb 8, 2019
Instrument	19R00292
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ARKANSAS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	198 BEARCE CIR, MOUNT IDA, AR 71957-8096

Mortgage

Document Number	0019R00293
Date	Feb 28, 2019
Instrument	19R00293

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Montgomery County
Unified School District	Mount Ida School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$747.00 (-2.1%) Homeowner's exemption	$49,320 (-) Land $2,250 Building $47,070	$246,600 (-) Land $11,250 Building $235,350
2025	$763.00 (-6.84%) Homeowner's exemption	$49,320 (-) Land $2,250 Building $47,070
2023	$819.00 Homeowner's exemption	$49,320 Land $2,250 Building $47,070	$246,600 Land $11,250 Building $235,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT IDA WATERWORKS serves 3,218 people · EPA ID AR0000392
Water Source	Purchased surface water from MONTGOMERY CO REGIONAL PWA
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Haloacetic acids not recorded as resolved · Oct 2025
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Optimum Cable	500 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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