198 Beacon St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 198 Beacon St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,944 sqft · built 1964
Lot Size0.156 acres (6,782 sqft)
OwnerIndividual Name on File
Last Sale$753,000 (Nov 2022)
Tax Bill$7,614 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0182 B:0003 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0182 B:0003 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,944 sqft Living Area
Gross Area3,640 sqft
Basement Area1,276 sqft
Unfinished Basement383 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,782 sqft (0.156 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address198 BEACON ST
CityMARBLEHEAD
StateMA
Zip01945-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionMARBLEHEAD
Legal Block3
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3003
Census Tract203302

Owner

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address198 BEACON ST, MARBLEHEAD, MA 01945-1506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 8, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NATIONAL GRAND BANK OF MARBLEHEAD
Mar 9, 2022Quit Claim Deed, Construction Loan · Construction Mortgage
BANK OF CANTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 8, 2022 · Amount on Record
Deed SaleNov 8, 2022 · Amount on Record
Prior SaleMar 9, 2022 · Amount on Record
Deed Document Number202220221108000430
Deed Book / Page41291 / 11
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address198 BEACON ST, MARBLEHEAD, MA 01945-1506
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042992-571
DateOct 7, 2025
Book Page42992/571
Instrument20251007002030
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateNov 8, 2022
Property Address198 BEACON ST, MARBLEHEAD, MA 01945-1506
Document Number0041291-11
Book / Page41291 / 11
Instrument DateNov 8, 2022
Instrument20221108000430
Transaction TypeTransfer
Record UpdatedNov 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 BEACON ST, MARBLEHEAD, MA 01945-1506

Mortgage

Document Number221108000440
DateNov 8, 2022
Instrument221108000440
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2022: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateMar 9, 2022
Property Address198 BEACON ST, MARBLEHEAD, MA 01945-1506
Document Number040779-509
Book / Page40779 / 509
Instrument DateMar 9, 2022
Instrument20220309003060
Transaction TypeConstruction Loan
Record UpdatedMar 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address967 N MAIN ST, RANDOLPH, MA 02368-3056

Mortgage

Document Number220309003070
DateMar 9, 2022
Instrument220309003070
Lender
NameBANK OF CANTON
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,614.00 (+5.33%)$841,300 (+4.28%) Land $545,500 Building $295,800$881,315
2024$7,229.00 (-7.96%)$806,800 (+2.72%) Land $521,300 Building $285,500
2023$7,854.00$785,400 Land $497,000 Building $288,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims47 (1978–2018)
Claims Outside the SFHA3 of 47
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 5 claims
  • Coastal Storm, Oct 1991 · 9 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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