198 Baldwin St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 198 Baldwin St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,772 sqft · built 1928
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Apr 2023)
Tax Bill	$12,550 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00723-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`02-00723-0000-00014`
Alternative APN	`020072300014`

Interior

Stories	2 Stories
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Multi-Family
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	63 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	020072300014
Street Address	198 BALDWIN ST
City	BLOOMFIELD
State	NJ
Zip	07003-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	65 X 63
Legal Block	723
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2007
Census Tract	15200

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 10, 2023	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 2, 2022	Executor's Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 43694

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	202321812
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822

Mortgage

Document Number	0000003135
Date	Jan 14, 2026
Instrument	2026003135

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Margin	2

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 10, 2023
Property Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822
Document Number	0000021812
Instrument Date	Apr 3, 2023
Instrument	2023021812
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ALL PRO TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 GLENWOOD RD, ELIZABETH, NJ 07208-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822

Mortgage

Document Number	0000021813
Date	Apr 10, 2023
Instrument	2023021813

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2022: Executor's Deed, Construction Loan

Document Type	Executor's Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 2, 2022
Property Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822
Document Number	0000097289
Instrument Date	Oct 2, 2022
Instrument	2022097289
Transaction Type	Construction Loan
Record Updated	Nov 29, 2022
Title Company	DEKEL ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 LUZERNE ST, 54, HANOVER TOWNSHIP, PA 18706-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BALDWIN ST, BLOOMFIELD, NJ 07003-3822

Mortgage

Document Number	0000097290
Date	Nov 2, 2022
Instrument	2022097290

Lender

Name	LOAN FUNDER LLC SERIES 43694
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2023

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,700 (-) Land $109,200 Building $250,500	$359,700 (-) Land $109,200 Building $250,500
2025	$12,550.00 (+2.86%)	$359,700 (-) Land $109,200 Building $250,500	$359,700 (-) Land $109,200 Building $250,500
2024	$12,201.00 (+5.94%)
2023		$359,700 Land $109,200 Building $250,500	$359,700 Land $109,200 Building $250,500
2022	$11,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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