Polk County property record for 198 Ave E NW, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,129 sqft · built 1940 |
| Lot Size | 0.221 acres (9,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jul 2023) |
| Tax Bill | $2,099 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-20-555000-011040 |
| Primary APN | 26-28-20-555000-011040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,622 sqft (0.221 acres) |
| Lot Dimensions | 137 ft deep x 68.5 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Porch | Unfinished Open Porch |
| Cooling System | Central |
|---|
| Street Address | 198 AVENUE E NW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | REPLAT OF BLKS 11 12 AND N1/2 OF 10 OF SILVER SHORES PB 31 PG 25 S20/29 T28 R26 BLK 11 LOT 4 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 20 |
| Legal Subdivision | SILVER SHORES REPLAT |
| Legal Tract | 555000 |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 13701 |
Source: Polk County records · APN 26-28-20-555000-011040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 AVENUE A SW, WINTER HAVEN, FL 33880-2801 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer · Balloon Mortgage DONALD R HARRISON |
| Jul 03, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Nov 08, 2004 · Amount on Record |
| Deed Document Number | 2023163606 |
| Deed Book / Page | 12762 / 1684 |
| Prior Transfer Date | Jun 03, 2011 |
| Prior Transfer Doc | 0000094786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 198 AVENUE E NW, WINTER HAVEN, FL 33881-4127 |
| Document Number | 0000163606 |
| Book / Page | 12762 / 1684 |
| Map Reference | MB 31 PG 25 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023163606 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 PARK LN SE, MARIETTA, GA 30067-5006 |
| Name | Verified Name |
|---|---|
| Address | 720 AVENUE A SW, WINTER HAVEN, FL 33880-2801 |
| Document Number | 0000167614 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 12768/1451 |
| Instrument | 2023167614 |
| Name | DONALD R HARRISON |
|---|---|
| Type | Private Party |
| Address | 720 AVENUE A SW, WINTER HAVEN, FL 33880 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 198 AVENUE E NW, WINTER HAVEN, FL 33881-4127 |
| Document Number | 0108962086 |
| Book / Page | 010896 / 002086 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 139208 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 510 PARK LN MARIETTA GA 30067, MARIETTA, GA 30067 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,099.00 (+181.37%) Homeowner's exemption | $153,925 (+91.53%) Land $31,084 Building $122,841 | $153,925 (+52.34%) Land $31,084 Building $122,841 |
| 2023 | $746.00 (+2.19%) Homeowner's exemption | $80,366 (+3.49%) | $101,043 (+4.35%) Land $36,567 Building $64,476 |
| 2022 | $730.00 Homeowner's exemption | $77,659 | $96,827 Land $36,567 Building $60,260 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 166 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures