198 Amoco Ln, Winchester, VA 22603 Property Records

Frederick County property record for 198 Amoco Ln, Winchester, VA 22603

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	3 bd · 1 ba · 988 sqft · built 1967
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$1,306 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43C4-7`

Property Details

APN / Parcel Number

Primary APN	`43C4-7`
Alternative APN	`8008491`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
Garage Area	520 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	8008491
Street Address	198 AMOCO LN
City	WINCHESTER
State	VA
Zip	22603-4600
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Local Zoning Code	B2
Legal Description	.75 ACRE
Legal Subdivision	5
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2002
Census Tract	51102

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	198 AMOCO LN, WINCHESTER, VA 22603-4600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Aug 1, 2019	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Sep 19, 2017	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	198 AMOCO LN, WINCHESTER, VA 22603-4600
Document Number	0000010602
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 AMOCO LN WINCHESTER VA 226034600, WINCHESTER, VA 22603-4600

Mortgage

Document Number	0000010602
Date	Aug 13, 2020
Instrument	10602

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 1, 2019
Property Address	198 AMOCO LN, WINCHESTER, VA 22603-4600
Document Number	0000007680
Instrument Date	Jul 31, 2019
Instrument	7680
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	198 AMOCO LN WINCHESTER VA 226034600, WINCHESTER, VA 22603-4600

Mortgage

Document Number	7681
Date	Aug 1, 2019
Instrument	7681

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 19, 2017
Property Address	198 AMOCO LN, WINCHESTER, VA 22603-4600
Document Number	0000009713
Instrument Date	Sep 6, 2017
Instrument	9713
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 AMOCO LN WINCHESTER VA 226034600, WINCHESTER, VA 22603-4600

Mortgage

Document Number	9714
Date	Sep 19, 2017
Instrument	9714

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,306.00 (+10.4%)	$246,500 Land $84,000 Building $162,500	$246,500 Land $84,000 Building $162,500
2025	$1,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–2001)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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