198 Albion Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 198 Albion Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,630 sqft · built 1999
Lot Size	1.25 acres (54,798 sqft)
Owner	2 Individual Names on File
Last Sale	$338,200 (Jun 2018)
Tax Bill	$7,201 (2025)
Deeds & Mortgages	Jan 2021 Refinance Sep 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P4990R`

Property Details

APN / Parcel Number

Primary APN	`P4990R`
Alternative APNs	`WINM M:13 B:16 L:1` `013016001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	4,880 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	614 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,798 sqft (1.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P4990R
Street Address	198 ALBION RD
City	WINDHAM
State	ME
Zip	04062-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR
Legal Subdivision	DEBRA MORRILL LAND
Legal Block	16
Legal Lot Number	1
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1031
Census Tract	4802

Owner

198 Albion Rd is owned by two individuals who acquired it in March 2020.

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 415, RAYMOND, ME 04071-0415
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Mar 24, 2020	Quit Claim Deed, Transfer STEWART TITLE
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Deed Document Number	201824829
Deed Book / Page	34882 / 105
Last Transfer Date	Mar 1, 2020
Transfer Doc	0365270203
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	198 ALBION RD, WINDHAM, ME 04062-4551
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376870260
Date	Jan 13, 2021
Book Page	37687/260
Instrument	2805

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	198 ALBION RD, WINDHAM, ME 04062-4551
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0409970103
Date	Sep 17, 2024
Book Page	40997/103
Instrument	34826

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDHAM ME
Recording Date	Mar 24, 2020
Property Address	198 ALBION RD, WINDHAM, ME 04062-4551
Document Number	0365270203
Book / Page	36527 / 203
Instrument Date	Mar 1, 2020
Instrument	15481
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Jun 4, 2018
Property Address	198 ALBION RD, WINDHAM, ME 04062-4551
Document Number	0348820105
Book / Page	34882 / 0105
Instrument	000000024829
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024830
Date	Jun 4, 2018
Instrument	000000024830

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 198 Albion Rd was $7,201, up 5.1% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,201.00 (+5.14%)	$597,100 (-) Land $145,400 Building $451,700
2024	$6,849.00 (+7.77%)	$597,100 (+5.23%) Land $145,400 Building $451,700
2023	$6,355.00 (+11.22%)	$567,400 (+15.28%) Land $135,200 Building $432,200
2022	$5,714.00	$492,200 Land $107,300 Building $384,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 198 Albion Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Albion Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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