Cape May County and Avalon Borough property record for 198 77th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,672 sqft · built 1995 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,100,000 (Aug 2008) |
| Tax Bill | $14,285 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00077-03-00015 |
| Primary APN | 01-00077-03-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,672 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Street Address | 198 77TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 17,19,22,24 |
| Legal Block | 77.3 |
| Legal Lot Number | 15 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 77TH ST, AVALON, NJ 08202-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 20, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on Record |
| Deed Sale | Aug 28, 2008 · Amount on Record |
| Deed Document Number | 2008275 |
| Deed Book / Page | 3352 / 815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 198 77TH ST, AVALON, NJ 08202-1019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043877 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 6463/408 |
| Instrument | 2021043877 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 198 77TH ST, AVALON, NJ 08202-1019 |
| Document Number | 0061050713 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 198 77TH ST AVALON NJ 082021019, AVALON, NJ 08202-1019 |
| Document Number | 0061050713 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 006105/000713 |
| Instrument | 108342 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,326,600 (-) Land $1,775,000 Building $551,600 | $2,326,600 (-) Land $1,775,000 Building $551,600 | |
| 2025 | $2,326,600 (-) Land $1,775,000 Building $551,600 | $2,326,600 (-) Land $1,775,000 Building $551,600 | |
| 2024 | $14,285.00 (+8.1%) | ||
| 2023 | $2,326,600 Land $1,775,000 Building $551,600 | $2,326,600 Land $1,775,000 Building $551,600 | |
| 2022 | $13,215.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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