Penobscot County and Bangor City property record for 198 3rd St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 1862 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Dec 2025) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:024 L:118 |
| Primary APN | BANG M:024 L:118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Year Built | Built 1862 |
|---|---|
| Effective Year Built | Effective 1862 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 104 |
|---|---|
| Street Address | 198 3RD ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-6250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 118 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 600 |
198 3rd St is owned by an individual who bought it in December 2025.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 DEANE ST, PORTLAND, ME 04102-2802 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2025 | Deed of Trust, Mortgage CMG MORTGAGE INC |
| Dec 9, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on File |
| Deed Sale | Dec 9, 2025 · Amount on File |
| Prior Sale | Dec 11, 2009 |
| Deed Document Number | 202534065 |
| Deed Book / Page | 17722 / 99 |
| Prior Transfer Date | Dec 8, 2025 |
| Prior Transfer Doc | 0177220099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 198 3RD ST, BANGOR, ME 04401-6250 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0175620019 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 17562/19 |
| Instrument | 18416 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Dec 9, 2025 |
| Property Address | 198 3RD ST, BANGOR, ME 04401-6250 |
| Document Number | 0177220099 |
| Book / Page | 17722 / 99 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 34065 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 DEANE ST, PORTLAND, ME 04102-2802 |
| Document Number | 0000034066 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 34066 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 198 3rd St was $3,905, up 3.4% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,905.00 (+3.44%) | $220,600 (+8.4%) Land $18,700 Building $201,900 | |
| 2024 | $3,775.00 (+6.34%) | $203,500 (+9.76%) Land $17,700 Building $185,800 | $272,270 |
| 2023 | $3,550.00 (+8.1%) | $185,400 (+15.16%) Land $17,700 Building $167,700 | |
| 2022 | $3,284.00 | $161,000 Land $17,700 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 198 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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