Collier County property record for 198 2nd St, Naples, FL 34113
| Property Type | Single Family Home |
|---|---|
| Details | 2,188 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,100,000 (Mar 2026) |
| Tax Bill | $6,449 (2025) |
| Deeds & Mortgages | Mar 2026 Sale May 2022 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 194500 6 123A05 |
| Primary APN | 194500 6 123A05 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 2,188 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 88 sqft |
| Pool Area | 192 sqft |
| Deck Area | 612 sqft |
| Street Address | 198 2ND ST |
|---|---|
| City | BONITA SPRINGS |
| State | FL |
| Zip | 34134-7360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | BONITA SHORES UNIT 1 BLK 6 LOT 12 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 5 |
| Legal Subdivision | BONITA SHORES UNIT 1 |
| Legal Tract | 194500 |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10808 |
Source: Collier County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4451 TURTLE CREEK DR, PERRYSBURG, OH 43551-7524 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 6, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Nov 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| May 23, 2025 | Intrafamily Transfer, Transfer |
| May 3, 2017 | Deed of Trust, Mortgage · Construction Mortgage FLORIDA COMMUNITY BANK NA |
| Mar 8, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 20266793839 |
| Deed Book / Page | 6560 / 2685 |
| Prior Transfer Date | May 5, 2025 |
| Prior Transfer Doc | 0064720267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 6, 2026 |
| Property Address | 198 2ND ST, NAPLES, FL 34113-8534 |
| Document Number | 0065602685 |
| Book / Page | 6560 / 2685 |
| Map Reference | MB 3 PG 1 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 6793839 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 904 SUMMERFIELD DR, NAPLES, FL 34120-1415 |
| Name | Verified Name |
|---|---|
| Address | 4451 TURTLE CREEK DR, PERRYSBURG, OH 43551-7524 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 198 2ND ST, NAPLES, FL 34113-8534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 198 2ND ST, BONITA SPRINGS, FL 34134-7360 |
| Document Number | 0061292044 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 6129/2044 |
| Instrument | 6255304 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 198 2ND ST, NAPLES, FL 34113-8534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 198 2ND ST, BONITA SPRINGS, FL 34134-7360 |
| Document Number | 0064120410 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | 6412/410 |
| Instrument | 6609524 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Sep 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 23, 2025 |
| Property Address | 198 2ND ST, NAPLES, FL 34113-8534 |
| Document Number | 0064720267 |
| Book / Page | 6472 / 267 |
| Instrument Date | May 5, 2025 |
| Instrument | 6686001 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22950 VISTA EDERA CIR # CIR2214, CIR2214, ESTERO, FL 33928-8371 |
| Name | Verified Name |
|---|---|
| Address | 198 2ND ST, BONITA SPRINGS, FL 34134-7360 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 198 2ND ST, BONITA SPRINGS, FL 34134-7360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053892899 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 5389/2899 |
| Instrument | 5399798 |
| Name | FLORIDA COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34103 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 198 2ND ST, BONITA SPRINGS, FL 34134-7360 |
| Document Number | 0053693544 |
| Book / Page | 005369 / 003544 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 5375755 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 9TH ST BONITA SPRINGS FL 341347421, BONITA SPRINGS, FL 34134-7421 |
Source: Collier County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,449.00 (+2.32%) | $690,132 (+5.99%) | $994,257 (+0.87%) Land $338,905 Building $655,352 |
| 2024 | $6,303.00 (+0.78%) | ||
| 2023 | $6,254.00 (-2.78%) Homeowner's exemption | $651,148 (+3%) | $985,643 (+7.02%) Land $411,528 Building $574,115 |
| 2022 | $6,433.00 Homeowner's exemption | $632,183 | $921,016 Land $200,801 Building $720,215 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 578 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,419 units insured incl. 841 condo units |
| Nearby Flood Claims | 7 (2017–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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