197A Cedar Ln, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 197A Cedar Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,316 sqft · built 1865
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2020)
Tax Bill	$22,025 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554289 80.15-1-18`

Property Details

APN / Parcel Number

Primary APN	`554289 80.15-1-18`
Alternative APN	`55428900102 004 063 A`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	30,056 sqft (0.69 acres)
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	197A CEDAR LN
City	OSSINING
State	NY
Zip	10562-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1003
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 CEDAR LN, A, OSSINING, NY 10562-6211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 20, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 10, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2020600413469
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	197A CEDAR LN, OSSINING, NY 10562-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0571143607
Date	Apr 25, 2017
Instrument	571143607

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Apr 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 20, 2020
Property Address	197A CEDAR LN, OSSINING, NY 10562-2007
Document Number	0600413469
Book / Page	060041 / 003469
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	666 GREENWICH ST #311 NEW YORK NY 100146341, 311, NEW YORK, NY 10014-6341

Mortgage

Document Number	600493515
Date	Feb 20, 2020
Book Page	060049/003515

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 10, 2018
Property Address	197A CEDAR LN, OSSINING, NY 10562-2007
Document Number	0581793483
Instrument Date	Jun 29, 2018
Instrument	581793483
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FREEDOM LAND TITEL AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 CEDAR LNA, 197, OSSINING, NY 10562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CENTRAL PARK WEST 10E, 10E, NEW YORK, 00000

Mortgage

Document Number	0581873181
Date	Jul 10, 2018
Instrument	581873181

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,025.00
2025		$758,700 (-0.49%) Land $272,300 Building $486,400	$758,700 (-0.49%) Land $272,300 Building $486,400
2024		$762,400 (+7.77%) Land $209,100 Building $553,300	$762,400 (+7.77%) Land $209,100 Building $553,300
2023		$707,400 Land $209,100 Building $498,300	$707,400 Land $209,100 Building $498,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures