19797 96th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 19797 96th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 5,082 sqft · built 1981
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Feb 2015)
Tax Bill	$1,758 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-02S-12E-10080-001002`

Property Details

APN / Parcel Number

Primary APN	`30-02S-12E-10080-001002`
Alternative APN	`10080001002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	5,082 sqft Living Area
1st Floor Area	3,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Patio Area	96 sqft
Gazebo	117 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	19797 96TH ST
City	LIVE OAK
State	FL
Zip	32060-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 2.10 ACRES FOR PT OF REF COM AT THE SE COR OF SW1/4 RUN S 89 DEG 2953 W ALONG THE S LINE OF SAID SECTION A DISTANCE OF 1110.28 FT TO THE POB CON S 89 DEG 2953 W ALONG SAID S LINE A DISTANCE OF 205.40 FT TO THE W LINE OF SAID E1/2 OF SW1/4 RUN N 0
Legal Range	12E
Legal Township	02S
Legal Section	30
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	2
Census Block	2015
Census Tract	970304

Owner

19797 96th St is owned and occupied by an individual who acquired it in August 2023.

Source: Suwannee County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	19797 96TH ST, LIVE OAK, FL 32060-5915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage JAMES D CHENEY ETUX
Aug 22, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, DREAMS ABSTRACT & TTL SVCS L
Oct 7, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2015 · Amount on File
Deed Sale	Feb 10, 2015 · Amount on File
Prior Sale	Oct 17, 2014 · Amount on File
Deed Document Number	2015168488
Deed Book / Page	1846 / 248
Last Transfer Date	Aug 22, 2023
Transfer Doc	0000269866
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	19797 96TH ST, LIVE OAK, FL 32060-5915
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19797 96TH ST, LIVE OAK, FL 32060-5915

Mortgage

Document Number	0061002653
Date	Mar 10, 2026
Book Page	2680/221
Instrument	202661002653

Lender

Name	JAMES D CHENEY ETUX
Type	Private Party
Address	9418 201ST RD, LIVE OAK, FL 32060

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Aug 22, 2023
Property Address	19797 96TH ST, LIVE OAK, FL 32060-5915
Document Number	0000269866
Book / Page	2462 / 93
Instrument Date	Aug 22, 2023
Instrument	2023269866
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NOT AVAILABLE, DREAMS ABSTRACT & TTL SVCS L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18922 COUNTY ROAD 252, LIVE OAK, FL 32060-6469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19797 96TH ST, LIVE OAK, FL 32060-5915

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 7, 2021
Property Address	19797 96TH ST, LIVE OAK, FL 32060-5915
Document Number	0000244098
Book / Page	2304 / 93
Instrument Date	Oct 5, 2021
Instrument	2021244098
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15289 189TH RD, 15289, LIVE OAK, FL 32060-0405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19797 96TH ST, LIVE OAK, FL 32060-5915

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,355 Land $21,000 Building $245,355	$266,355 Land $21,000 Building $245,355
2024	$1,758.00 (+16.5%)
2023	$1,509.00 (+5.75%)	$93,715 (+5.08%) Land $21,000 Building $72,715	$93,715 (+5.08%) Land $21,000 Building $72,715
2022	$1,427.00	$89,183	$89,183 Land $21,000 Building $68,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19797 96th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19797 96th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber · DSL	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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