1979 Crystal Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1979 Crystal Ln, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,452 sqft · built 1986
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2022)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84165`

Property Details

APN / Parcel Number

Primary APN	`84165`
Alternative APNs	`112630061700011150` `112630359300011150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Heated Area
Gross Area	2,248 sqft
1st Floor Area	1,212 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	84165
Old Parcel Number	112630359300011150
Street Address	1979 CRYSTAL LN
City	SAINT CLOUD
State	FL
Zip	34769-5084
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	KANUGA VILLAGE M H PARK PHASE 3 PB 4 PG 113 LOT 115
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	KANUGA VLG MHP PHS 1
Legal Phase	3
Legal Tract	617
Legal Block	1
Legal Lot Number	115
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2030
Census Tract	43303

Owner

Source: Osceola County records · APN 84165

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1979 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE SERVICES INC
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 07, 2020	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	2022009336
Deed Book / Page	6131 / 1298
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 18, 2022
Property Address	1979 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Document Number	0061311298
Book / Page	6131 / 1298
Map Reference	MB 4 PG 113
Instrument Date	Jan 13, 2022
Instrument	2022009336
Transaction Type	Transfer
Record Updated	Feb 02, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 VERMONT AVE, 425, SAINT CLOUD, FL 34769-2754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1979 CRYSTAL LN, SAINT CLOUD, FL 34769-5084

Mortgage

Document Number	0061311300
Date	Jan 18, 2022
Instrument	6131/1300

Lender

Name	CMG MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 10, 2021
Property Address	1979 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Document Number	0058890428
Book / Page	5889 / 428
Map Reference	MB 4 PG 113
Instrument Date	Feb 05, 2021
Instrument	2021019827
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4070 RAMBLER AVE, 4070, SAINT CLOUD, FL 34772-7919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 CRYSTAL LN, SAINT CLOUD, FL 34769-5084

Mortgage

Document Number	0005889430
Date	Feb 10, 2021
Instrument	5889/430

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 07, 2020
Property Address	1979 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Document Number	0057701093
Book / Page	005770 / 001093
Instrument Date	Jul 31, 2020
Instrument	103891
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$784.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4070 RAMBLER AVE ST CLOUD FL 347727919, ST CLOUD, FL 34772-7919

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (+6.29%) Homeowner's exemption	$192,900 (+5.76%) Land $50,000 Building $142,900	$192,900 (+5.76%) Land $50,000 Building $142,900
2023	$2,526.00 (-9.2%) Homeowner's exemption	$182,400 (+18.29%) Land $35,000 Building $147,400	$182,400 (+18.29%) Land $35,000 Building $147,400
2022	$2,782.00	$154,200 Land $26,000 Building $128,200	$154,200 Land $26,000 Building $128,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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