19789 Swaney Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 19789 Swaney Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,684 sqft · built 2015
Lot Size	0.326 acres (14,237 sqft)
Owner	Individual Name on File
Last Sale	$575,500 (Feb 2016)
Tax Bill	$8,994 (2023)
Deeds & Mortgages	May 2024 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-263-73`

Property Details

APN / Parcel Number

Primary APN	`007-263-73`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,684 sqft Heated Area
Gross Area	4,504 sqft
1st Floor Area	1,666 sqft
Upper Floors Area	2,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	14,237 sqft (0.326 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-263-73
Street Address	19789 SWANEY LN
City	DAVIDSON
State	NC
Zip	28036-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	P2 M55-926
Legal Subdivision	VILLAGE RIVER RUN
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2034
Census Tract	6404

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2016 · Amount on Record
Deed Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	0030594958
Deed Book / Page	30594 / 958
Record Updated	Jun 7, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621

Mortgage

Document Number	0000040117
Date	May 2, 2024
Book Page	38793/799
Instrument	2024040117

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	14819 BALLANTYNE VILLAGE WAY STE 1000, CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000131408
Date	Sep 16, 2022
Book Page	37648/692
Instrument	2022131408

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075324
Date	Apr 16, 2021
Book Page	35946/213
Instrument	2021075324

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19789 SWANEY LN, DAVIDSON, NC 28036-8621
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108998
Date	Jul 17, 2020
Book Page	34818/683
Instrument	2020108998

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

May also be available: AT&T, Google Fiber, Verizon.

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