19784 See Gull Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 19784 See Gull Rd, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1991
Square Footage	1,200 sqft Living Area
Lot Size	93,218 sqft (2.14 acres)
Garage	2,240 sqft
Occupancy	Owner Occupied
Tax Bill	$2,262.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`991480010020009`
Alternative APNs	`99100647` `8308`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,200 sqft Living Area
1st Floor	1,200 sqft 1st Floor
Basement Area	1,200 sqft Basement
Finished Basement	1,200 sqft Finished
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	93,218 sqft (2.14 acres)
Driveway	Driveway
Garage Area	2,240 sqft Garage
Deck Area	288 sqft Deck

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Account Number	8308
Street Address	19784 SEE GULL RD
City	BRAINERD
State	MN
Zip	56401-6863
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 (COMMON ELEMENTS FOR SEE GULL RETREAT 991490000140009 & 991490000150009)
Legal Range	29W
Legal Township	134
Legal Section	10
Legal Subdivision	SEE GULL ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	CROW WING MN
Minor Civil Division	FIRST ASSESSMENT
Census Blockgroup	1
Census Block	1024
Census Tract	950902

Owner

Source: Crow Wing County records · APN 991480010020009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19784 SEE GULL RD, BRAINERD, MN 56401-6863
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	May 12, 2026
Property Address	19784 SEE GULL RD, BRAINERD, MN 56401-6863
Document Number	0000285861
Instrument Date	May 01, 2026
Instrument	2026285861
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	19784 SEE GULL RD, BRAINERD, MN 56401-6863

Mortgage

Document Number	0000285861,
Date	May 12, 2026
Instrument	2026285861

Lender

Name	FIRST WESTERN BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00 (+5.6%)	$405,146 (+1.69%)	$414,400 (+4.02%) Land $101,300 Building $313,100
2025		$398,400 (+1.94%) Land $96,200 Building $302,200	$398,400 (+1.94%) Land $96,200 Building $302,200
2023	$2,142.00 Homeowner's exemption	$390,800 Land $82,000 Building $308,800	$390,800 Land $82,000 Building $308,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 63% of Minnesota
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.